Ready to run
It’s time to pick up steam. Take your teen’s finances to the next level with a Future Funders youth account from SunWest Credit Union.
Features you can appreciate
Ready for more
You’re doing everything in your power to pass down important life lessons so your teen approaches adulthood like a seasoned champ. You work hard to give them the best that life has to offer because you want them to do better, dream higher, and achieve more. You’ve put in the work, and now it’s time to reap the rewards. Your teen is building communities, challenging the status quo, and envisioning a better tomorrow. They are setting the groundwork for what they want the world to look like and you’ve been right there, every step of the way. You deserve a break, and your teen deserves the brightest future. We got you.
As kids become teens, they shouldn’t feel like their future is on unstable ground. SunWest Credit Union wants our Future Funders, teenagers 13-17 years old, to be ready to answer the call when it’s time to fund their dreams. Together we can provide your high achiever with the tools, support, and motivation they need to tackle obstacles and pave the way to bigger and better things.
Success starts here
Teenagers are smart, but they are also still figuring out their place in the world. They’re discovering their voice, expanding their perspective, and harnessing their strengths to create a solid foundation for the rest of their lives.
They need a financial partner that gets them and one that provides a safe place for continued learning. Our Future Funders Accounts not only help prepare teens for a healthy financial future, but these youth accounts also offer exclusive access to a team of professionals.
As members of SunWest, they have opportunities to engage with our staff, ask important questions, and follow our blog and social media to learn all about their finances. Share the good news with your teen and tell them to get get ready because class is in session:
advanced earning
Take advantage of this fee-free savings account where teens can earn 3% on the first $1,000 deposited.
swag 101
Receive a $10 deposit & a goodie bag when you open your account.
applied savings
Earn $25 for every 8th deposit of $25 or more into your SunWest account; keep track with your Future Funders stamp card!
intro to debit
Future Funders learn how to manage their money and budget with their own checking account and debit card.
elements of winning
Enter to win our Future Funders-specific seasonal contests for exclusive prizes and features on our social media.
financial studies
Set yourself up for success with our Future Funders blog full of financial tips, education, and discussions.
Make a loan payment
Transfer money between accounts
withdraw cash
Check balances and recent account history
Make Deposits
Make your move
Are you ready to help your teen hit the ground running financially? Are you excited about their future as much as we are? If you answered yes, you’re in the best of hands with SunWest Credit Union. Bring your teen by any of our 8 branch locations and we’ll get them setup as a Future Funder. Here’s a quick list of the items you’ll need to open their new account:
Your (as legal guardian) government-issued i.d. + your teen's government-issued i.d. (if applicable)
official mail with current address if different from yours (as legal guardian)
your (as legal guardian) social security number + your teen's social security number
Staying educated + informed
You're learning to take your finances into your own hands, but that doesn't mean we'll leave you hanging. Our video series, Ask SunWest, covers frequently-asked questions from our members, while our Future Funders blog reveals discussions and tips relevant to your financial situation and questions.
Don't forget to follow us on social media to get the most out of your membership with exclusive contests, prizes, and events.
Looking forward
You blinked and all of a sudden, your teen is almost 18. To say you both have a lot on your plates would be an understatement. Your teen is getting ready to take control of their finances and you’re getting ready to send them off into the world, alone for the first time. We know just how daunting this chapter can be and the road ahead may feel unpredictable and intimidating.
As hectic as this season can be, SunWest wants to assure you that we’re pros at making both of your lives easier. That’s why we've made banking with SunWest simple: your teen will automatically advance to our Journey Account program, which was designed specifically for 18-22 year olds. We've got your back at every step of the way so you can focus on you.
bank accounts for teens
For ages 13-17. Defy expectations of what a teen can achieve with a SunWest Credit Union bank account that nurtures financial success.
features you can appreciate
success is yours to make
Being a teenager is one of the most formative times in life. A major shift in awareness occurs, working to establish the direction your future will take. Money becomes a real, tangible thing, not just an idea, and it’s important to create the right money mindset early.
Experience the convenience of a savings and checking account with Future Funders. Our banking accounts designed just for teenagers come with some major perks and prepare teens for a healthy financial future. Access financial education and insights directly from our staff who have seen and been through it all.
make your move
Ready to hit the ground running on that financial future with a banking account designed just for teens? Visit any of our branch locations and we’ll get your Future Funders Account all set, so you can take on the world.
what to bring with you
follow for more tips
You're learning to take your finances into your own hands, but that doesn't mean we'll leave you hanging. Our video series, Ask SunWest, covers frequently-asked questions from our members, while our Future Funders blog reveals discussions and tips relevant to your financial situation and questions.
Don't forget to follow us on social media to get the most out of your membership with exclusive contests, prizes, and events.
looking forward
You blink and all of a sudden, 18 is creeping up. This next chapter can be intimidating. That’s why we've made banking with SunWest simple.
Your Future Funders Account will automatically advance to our Journey Account, which was designed specifically for 18-22 year olds ready to taste the sweetness of financial independence.
Future Funders Accounts for Teens FAQ
Does a parent have to be on my account?
Future Funder accounts will require a legal guardian over the age of 18 to be a joint on the account. They can be removed once the primary turns 18 years old.
How do I set up a direct deposit?
Typically, all you need is a direct deposit form from your financial institution that lists their name, routing number, your name, and your account number. To get a direct deposit form for your SunWest account, click here.
What is SunWest’s routing number?
The routing number for SunWest Credit Union is 322172506.
Where can I find my account number?
You can find your checking account number by logging into your account online. Under the section labeled “Accounts”, you will see a line titled “Share Draft Account” and a 6-digit number listed next to it. This is your checking account number. This can also be found on your monthly account statement.
Do I get a debit card when I open my account?
Yup! We print your new debit card as part of our teen checking account opening process, so you’ll walk away with one on the same day.
How do I get a new debit card?
If your debit card is lost or stolen, call us 24/7 at 833.933.1681 to block your card ASAP. For a replacement card, you can either request it be mailed to the address on file or visit any of our branches to have it printed on-site.
How do I set up my online account?
All you need to get started online is your member number and your SSN. From your desktop, visit https://online.mysunwest.com/auth/enrollment.
Can I use Apple Pay, Google Pay, or Samsung Pay?
You betcha! Visit https://www.mysunwest.com/mobile-wallet for more information about Mobile Wallet and how to set up Mobile Wallet for your account.
Why isn’t my check available from a mobile deposit?
Checks deposited via mobile deposit are typically made available within 2-3 business days. However, always check your available balance before attempting to use these funds.
Can I use any ATM?
You can use any ATM that accepts Mastercard©, however, an ATM from a financial institution other than SunWest (foreign ATM) may charge a fee. SunWest partners with the CO-OP Network, as well as Allpoint to give you fee-free options throughout the United States, and even certain international countries.
Does SunWest charge ATM fees?
You will never be charged for using your card at a SunWest ATM, and you can use other ATMs 6 times each month with no fee from us. If you go over that 6, you may see a “Foreign ATM Fee” of $5 on your account. Keep in mind that although SunWest may not charge a fee to use another ATM, the terminal provider may, so it’s important to check before using their ATM.
Can I go negative in my account?
Youth accounts (accounts where the primary owner is a minor) are not eligible for overdraft courtesy. However, due to the nature of preauthorizations and how merchants run transactions, there is a possibility the account could go into the negative. If this happens, the account will not be charged a fee. Any negative balance must be paid back within 30 days, or the account could be subject to closure.
*APY = Annual Percentage Yield.
Savings rate will match current share rates after the first $1,000. Please see a representative for complete details and disclosures. Terms and conditions are subject to change.
