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future funders

bank accounts for teens

For ages 13-17. Defy expectations of what a teen can achieve with a SunWest Credit Union bank account that nurtures financial success.

features you can appreciate

3.04% apy*
rewards program
swag bag
financial education resources

success is yours to make

Being a teenager is one of the most formative times in life. A major shift in awareness occurs, working to establish the direction your future will take. Money becomes a real, tangible thing, not just an idea, and it’s important to create the right money mindset early.

Experience the convenience of a savings and checking account with Future Funders. Our banking accounts designed just for teenagers come with some major perks and prepare teens for a healthy financial future. Access financial education and insights directly from our staff who have seen and been through it all.

earn more on savings

Earn 3.04% APY* on the first $1,000 deposited into your teenager's savings account.

start with swag

Receive a $10 welcome bonus + a swag bag of goodies.

keep earning cash

Get a stamp for each $25 deposit to your savings, and we’ll give you $25 on us for every 8th stamp.

intro to debit

Experience the convenience of a checking account and make purchases with your own debit card.

add some class

Set yourself up for success by learning the ins and outs of banking with your free MoneyEdu account.

make your move

Ready to hit the ground running on that financial future with a banking account designed just for teens? Visit any of our branch locations and we’ll get your Future Funders Account all set, so you can take on the world.

what to bring with you

valid + unexpired government-issued or school id
All account owners (minor + legal guardian)
social security number
All account owners (minor + legal guardian)
proof of address
Only applicable if address on ID is inaccurate

follow for more tips

You're learning to take your finances into your own hands, but that doesn't mean we'll leave you hanging. Our video series, Ask SunWest, covers frequently-asked questions from our members, while our Future Funders blog reveals discussions and tips relevant to your financial situation and questions.

Don't forget to follow us on social media to get the most out of your membership with exclusive contests, prizes, and events.

looking forward

You blink and all of a sudden, 18 is creeping up. This next chapter can be intimidating. That’s why we've made banking with SunWest simple.

Your Future Funders Account will automatically advance to our Journey Account, which was designed specifically for 18-22 year olds ready to taste the sweetness of financial independence.

Future Funders Accounts for Teens FAQ

Does a parent have to be on my account?

How do I set up a direct deposit?

What is SunWest’s routing number?

Where can I find my account number?

Do I get a debit card when I open my account?

How do I get a new debit card?

How do I set up my online account?

Can I use Apple Pay, Google Pay, or Samsung Pay?

Why isn’t my check available from a mobile deposit?

Can I use any ATM?

Does SunWest charge ATM fees?

Can I go negative in my account?

*APY = Annual Percentage Yield.
Savings rate will match current share rates after the first $1,000. Please see a representative for complete details and disclosures. Terms and conditions are subject to change.

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