certificate of deposit icon

certificate of deposit

Current Promo: For a limited time, enjoy promotional CD rates with flexible terms up to 4.59% APY*

Stop by or give us a call to get started.

features you can appreciate

high-yield rates
compounding
variety of terms
insured by ncua

certifiably invested

A Certificate of Deposit (CD) is a type of safe investment savings account with fixed rates and guaranteed return that won’t leave you howling at the Wall Street market boards. SunWest Credit Union is always hard at work to offer some of the best CD rates in Arizona.

earn fearlessly

Minimum deposit as low as $500 for any of our terms. Tiptoe into a sea of savings without fear of shark-infested waters.

your life, your terms

Terms start as short as 6 months and can go as high as 5 years with higher terms typically earning higher rates. Set your pace.

rest assured

SunWest Credit Union Certificates of Deposit are insured by the NCUA up to $250,000 per account owner. Invest with assurance.

guaranteed rate

You may have 99 problems, but changes in the economy ain’t 1. Unlike other savings accounts and stocks, CDs offer a fixed rate that’s locked in for the full term.

the limit does not exist

There is no limit on the number of CDs you can have at SunWest Credit Union. You can even build a CD ladder of various certificate terms for more flexibility. Bonds are out, CDs are in.

earn more

Look at you go. You possess the rare ability to forgo the now so you can enjoy the later on your own terms.

A Certificate of Deposit with SunWest Credit Union is a safe way to invest and earn big. Simply choose your term and deposit amount, and you’ll have a long-term plan to crush your life goals.

additional tracks

No hidden CD tacks here. You can also consider a CD ladder to diversify your investments and ensure you have semi-liquid access to funds while still taking advantage of high returns.

Instead of committing your total amount to a single CD, you can divvy up those funds across multiple CDs – each with different maturity dates. This strategy slightly decreases the overall dividends earned, but portions of the total sum become available for reinvestment throughout the life of the ladder.

let's do this

Ring, ring. Answer the call and transform your dreams into reality. Get started today with a SunWest Credit Union Certificate of Deposit. Stop by your nearest branch or give us a call to chat more about your future.

Certificate of Deposit FAQ

What is a certificate of deposit?

How does a CD earn interest?

Can I take money out of my CD early?

How do I open a certificate of deposit?

Should I invest in a CD?

How much risk is it to invest in a certificate of deposit?

What is the minimum deposit required to open a CD?

* APY = Annual Percentage Yield.
1. See a representative or Share Certificate agreement for complete details.