service charges

We believe your money should stay where it belongs, with you. That's why we avoid charging fees for everyday transactions. When a fee is necessary, it's intended only to help offset the cost of providing that service.

Service Charge

Cost

Account Reconciliation
$25.00 per hour (by appointment only)
ATM Usage
(Not including surcharges by other ATM owners. If using a non-SunWest ATM, after 5 free withdrawals per month, the fee will apply + surcharges by the other ATM owner.)
$2.00
Below Minimum Balance
(Primary Share)
$1.00 per month
Below Minimum Balance
(Premier Checking)
$5.00 per month
Cash Advance In-Branch
$10.00
Closing Membership
(Within the first 90 days)
$5.00
Collection Item Fee
(Applies to Primary Savings account)
$15.00 per item
Counter Check
(After 4 free checks for new accounts)
$5.00
Dormant / Inactive Account
(After 12 months)
$10.00 per month
Duplicate Lien Release
$5.00
Foreign Currency Conversion Fee
(For merchant transactions - MasterCard)
1.10% of transaction amount
Foreign Currency Conversion Fee
(For merchant transactions - Visa)
1.00% of transaction amount
Foreign Deposit Fee
$35.00 per item
Garnishment Fee
$50.00
Loan Extension Fee
$30.00 per loan
Loan Modification Fee
$50.00 per loan
Legal Processing Fee
$50.00 per hour
Missing Address / Returned Mail
$6.00
Money Market Withdrawal
(After 3 free withdrawals / transfers per month)
$5.00
Money Order
$3.00
Non-Member Check Cashed
$7.00
Non-Member Notary
(Fee waived for notary related to SunWest transactions)
$10.00 per item
Non-Sufficient Funds
(All items)
$32.00
Official Check
(Payable to third party)
$3.00
Paper Statement Fee
$2.00 per statement
Phone Payment Fee
$10.00
Plastic Card Replacement
$10.00
Plastic Card Rush Fee
$25.00
Return Deposit Item
(Not member-initiated)
$20.00
Return Deposit
(Member-initiated)
$32.00
Safe Deposit Box
$10.00 key deposit (rent varies)
Safe Deposit Box Drilling
$150.00
Share Draft Copy
$2.00
Share Draft Exchange for Official Check
$10.00
Share Draft Order / Check Printing
Varies by style + Type of checks
Skip-A-Pay Fee
$30.00 per loan
Stop Payment
(All items)
$32.00
Statement Copy
$2.00
Title Processing Fee
$30.00 per title
Expedited Title Processing Fee
$15.00 per title
Unclaimed Property
$100.00
Verification of Deposit
$10.00
VISA / MasterCard Receipt Copy
$7.00
Wire Transfer - Incoming
(Domestic + International)
$10.00
Wire Transfer - Outgoing
(Domestic)
$20.00
Wire Transfer - Outgoing
(International)
$70.00
Wire Service Message
$10.00
Wire Recall Request
$10.00