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To open a Money Market account, you’ll meet with a team member by phone or in person. We’ll walk you through your options and build a savings strategy together.
A high-earning savings option with easy access to your funds and no hidden fees.
Is This the Right Fit for You?
A Money Market account is a strong choice if you’re ready for your balance to work harder for you with higher dividends and competitive rates. As the balance grows, so does your earning potential — giving you a way to save without committing to long-term restrictions.
$0 to open
High-yield account with tiered rates that adjust with the market
No monthly fee (earns dividends at $1,000)
Compounding interest to grow your balance
No risk to your principal
Mobile and digital banking access
3 free withdrawals per month
$5 fee for each additional withdrawal (resets monthly)
Keeps your money liquid and easy to access
If you’re not sure about locking your money into risky long-term investments, a Money Market account gives you a way to earn more while maintaining access to your funds.
To open a Money Market account, you’ll meet with a team member by phone or in person. We’ll walk you through your options and build a savings strategy together.
What is a money market account?
A money market account is a type of savings account that typically earns higher dividends than standard savings. It may limit how often you can withdraw money each month, helping you stay consistent with saving.
Money market account vs. money market fund?
Money market funds are investment products and can lose value. Money market accounts are deposit accounts so your money is insured and protected.
What are money market rates based on?
Rates are influenced by the Federal Reserve, which means they can change over time as the economy shifts.
Are money market accounts safe?
Yes. Money market accounts are federally insured and keep your money secure. They’re not tied to the stock market, even though the name might suggest it.
*APR = Annual Percentage Rate. On approved credit. Certain terms, restrictions and conditions apply. Refinanced loan interest rate cannot be lower than 4.99% APR when refinancing up to 2.00% APR below your existing rate. The first payment may be deferred for up to 90 days. Your loan will accrue interest during that time. Proof of current loan rate may be required prior to closing in order to receive the refinanced rate. Offer is for vehicle refinance applications processed before July 6, 2026. This offer does not apply to vehicles currently financed through SunWest Federal Credit Union. Rates are subject to change without notice. $50 donation per funded loan will be made to Valley of the Sun United Way. SunWest reserves the right to modify or discontinue a portion or all of this promotion at any time.
See a representative for complete details, qualifications, and disclosures.
