free checking account icon

free checking

Experience financial freedom and banking without boundaries with a free personal checking account.

features you can appreciate

DIRECT DEPOSIT
overdraft protection
mobile banking
zelle® + mobile wallet

checking accounts made simple

Take charge and reclaim your financial freedom with a free checking account that empowers your money moves, not hinders them.

There is no shortage of choices when it comes to banking, but with SunWest, you've got a partner that will have your best interests at heart and choose people over profit.

free checking account

Kiss monthly maintenance fees and minimum balance requirements goodbye. Your free checking is free.

free direct deposit

Set up direct deposit to your account to avoid rush hour traffic and long lines just to access your money.

free e-statements

Paper statements are so pre-tech. E-statements save you money, time + add an extra level of safety, both for your account info and your wallet.

same-day debit card

You can’t be without your debit card for days and days, so we stand ready to issue a new card on the spot whether it’s for your new account or it’s been lost.

online + mobile banking

Get the tech you need on our easy-to-use mobile app or on your desktop. Enjoy the tech-savvy banking you deserve with access to your money anytime, anywhere.

zelle + mobile wallet

Enjoy a friends’ night out knowing the bill can be easily split. Or use your mobile device to make purchases at the store and never miss out on that epic one-day sale! We're looking at you, shopaholic.

access anywhere

On the road, out-of-town, or just too far from a SunWest branch and need to withdraw cash? As your stealthy financial companion, we partner with over 55,000 surcharge-free ATMs and over 5,600 shared branching locations.

free overdraft protection

Life happens. With free overdraft protection, you can use funds from your savings account as a backup to payments made from your checking account.

truly free checking in arizona

Stop by your nearest SunWest Credit Union branch to open a checking account in Arizona today. We’ll welcome you with no monthly service fees and open arms.

Free Checking FAQ

Direct deposit Q&A

E-STATEMENTS Q&A

DEBIT CARD Q&A

MOBILE BANKING Q&A

SHARED BRANCH + ATMS Q&A

OVERDRAFT Q&A

With Courtesy Overdraft, certain restrictions and an overdraft fee will apply when used. Ask a representative for complete terms and conditions. Keeping a savings account open with a minimum balance of $5.00 at all times is a requirement to being a member at SunWest Credit Union. In certain circumstances, withdrawals/transfers from savings and checking accounts are limited by a Federal Regulation to 6 withdrawals/transfers per month.