shared branching + atms
Credit unions are universally all about providing the best service to our members, and that includes ensuring you have access to your money when and where you need it.
our extended family
The CO-OP Financial Services network is a collective of credit unions coming together to create better banking solutions. Our partner credit unions extend their services to our members just as we welcome their guest members to use our services. Did we mention that it’s all free?
5,600 + shared branches
30,000 + surcharge-free atms
how to find a shared branch near you
pick up the phone
go online
download the app
shoot a text
Text a zip code to 91989
know before you go
While our network is vast and immeasurably helpful to our members, there are some differences and limitations when visiting a shared branch credit union.
available services
make deposits
withdraw cash
transfer money between accounts
make a loan payment
check balances + recent history
available services
make deposits
withdraw cash
transfer money between accounts
make a loan payment
check balances + recent history
Be sure to bring your member number + a valid and unexpired government-issued id.
we’re never too far
In addition to the shared branching network, SunWest members can withdraw cash using Allpoint’s surcharge-free ATMs throughout the US, Canada, Mexico, UK, and Australia.
With over 55,000 Allpoint ATMs, you can find them at CVS, Walgreens, Target, Circle K + more!
how to find an allpoint atm near you
go online
install the app
make a call
Shared Branching + ATMs FAQ
Is there a limit to how many times I can use a shared branching location?
Nope! There is no limit. However, there may be limits to the types of transactions and amount of withdrawals available. If you’re looking to withdraw larger than $1,000 in cash, we would recommend calling the shared branch you plan to visit to verify if they have a withdrawal limit.
Is sunwest credit union part of the shared branch network?
Yes, of course! SunWest is happy to welcome guest members and thankful for our partners who welcome our SunWest members.
Do I have to know my account number to use shared branching?
Yes, unlike when you visit your own credit union, a shared branch cannot look you up by anything other than your member account number.
Am I charged for using other atms?
Shared branch and Allpoint ATMs are surcharge-free, meaning they do not charge our members a fee to use them. However, keep in mind that these are still considered “foreign ATMs” as they are not SunWest ATMs. SunWest members get 5 free withdrawals using foreign ATMs per card, per month, after which, there is a fee of $2 per occurrence. This resets the first day of the following month.
1. A fee may be imposed by another financial institution or ATM network when you use your SunWest ATM card to withdraw funds from a non-SunWest ATM.
2. Funds deposited at shared branching locations may not be available for immediate withdrawal. Holds placed on items deposited into a SunWest account are based on SunWest’s hold policies, not the shared branch. Shared branching locations cannot remove a hold placed on your deposit. Refer to SunWest’s funds availability policy for more information. The shared branch reserves the right to refuse acceptance of any item. CU Service Centers® may limit cash withdrawals to $500 per day. If you use a Vcom as an ATM you may be charged a fee by the ATM operator. In order to insure you are not charged the ATM fee, choose CU Service Centers from the on-screen menu.
