SunWest membership unlocks competitive loan and account rates to power your next financial move.
Actual rate will be determined by your Experian FICO 2 Credit Score.
(model years 2025 + newer)
(model years 2025 + newer)
Term
APR* as low as
Payment per $1000 borrowed
36 months
5.84%
$30.35
48 months
5.84%
$23.41
60 months
5.84%
$19.26
72 months¹
6.34%
$16.73
84 months²
7.04%
$15.11
(model years 2024 + older)
(model years 2024 + older)
Term
APR* as low as
Payment per $1000 borrowed
36 months
6.12%
$30.48
48 months
6.12%
$23.54
60 months³
6.12%
$19.39
72 months¹
6.64%
$16.88
84 months²
7.36%
$15.27
Includes: Motorhome, 5th Wheel, Travel Trailer, Toy Haulers, Cab-Over Camper, and Pop-Up Camper. Actual rate will be determined by your Experian FICO 2 Credit Score.
(model years 2025 + newer)
(model years 2025 + newer)
Term
APR* as low as
Payment per $1000 borrowed
60 months
8.50%
$20.52
72 months³
9.00%
$18.03
84 months⁷
9.50%
$16.34
120 months²
10.00%
$13.22
(model years 2015 to 2024)
(model years 2015 to 2024)
Term
APR* as low as
Payment per $1000 borrowed
60 months
9.00%
$20.76
72 months³
9.50%
$18.27
84 months⁷
10.00%
$16.60
120 months²
10.50%
$13.49
Includes: Motorcycle, Scooter, Side x Side, Spider, Slingshot, + Dirt Bike. Actual rate will be determined by your Experian FICO 2 Credit Score.
(model years 2025 + newer)
(model years 2025 + newer)
Term
APR* as low as
Payment per $1000 borrowed
36 months
7.69%
$31.19
48 months
7.99%
$24.41
60 months
8.24%
$20.39
72 months¹
8.49%
$17.77
84 months⁷
8.69%
$15.93
(model years 2019 to 2024)
(model years 2019 to 2024)
Term
APR* as low as
Payment per $1000 borrowed
36 months
8.15%
$31.41
48 months
8.44%
$24.62
60 months
8.74%
$20.63
72 months¹
8.99%
$18.02
Actual rate will be determined by your Experian FICO 2 Credit Score.
(model years 2025 + newer)
(model years 2025 + newer)
Term
APR* as low as
Payment per $1000 borrowed
60 months
8.50%
$20.52
72 months³
9.00%
$18.03
84 months⁷
9.50%
$16.34
120 months²
10.00%
$13.22
(model years 2015 to 2024)
(model years 2015 to 2024)
Term
APR* as low as
Payment per $1000 borrowed
60 months
9.00%
$20.76
72 months³
9.50%
$18.27
84 months⁷
10.00%
$16.60
120 months²
10.50%
$13.49
Max loan-to-value: 80%
Available terms: 120, 180, 240, 360 months
For current rates, give us a call:
LOCAL: 602.866.1129
TOLL-FREE: 1.866.533.4133
(accepted loan-to-value ranges between 50%-80%⁵)
(accepted loan-to-value ranges between 50%-80%⁵)
Term
APR* as low as
Payment per $1000 borrowed
Up to 50% loan-to-value
Up to 180 months
6.24%
$8.58
Up to 60% loan-to-value
Up to 180 months
6.24%
$8.58
Up to 70% loan-to-value
Up to 180 months
6.49%
$8.71
Up to 80% loan-to-value
Up to 180 months
6.74%
$8.83
(home equity line of credit)
(home equity line of credit)
Loan type
Term
APR*
Actual rate will be determined by your Experian FICO 2 Credit Score.
Term
APR* as low as
Payment per $1000 borrowed
Up to 60 months
9.99%
$21.24
Actual rate will be determined by your Experian FICO 2 Credit Score.
Account type
Term
APR*
Mastercard® Classic
Revolving
14.90%
Mastercard® secured
Revolving
7.90%
Mastercard® Rewards
Revolving
As low as 9.99%⁴
Loan type
Term
APR*
Mastercard® secured credit card
Revolving
2% above
dividend rate
Savings secured
1 - 24 months
2% above dividend rate
Certificate
6 months -Certificate
maturity
2% above
dividend rate
Credit Builder
6 - 24 months
2% above
dividend rate
The Certificate of Deposit Dividend Rate and Annual Percentage Yield (APY) as set forth below, are fixed rates and will be in effect for the term of the account. Dividend paid monthly. A penalty may be imposed for early withdrawal.
Term
APY**
Dividend rates
6 months
3.82%
3.75%
12 months
4.02%
3.95%
24 months
4.02%
3.95%
36 months
4.02%
3.95%
60 months
4.02%
3.95%
Term
APY**
Dividend rates
6 months
3.82%
3.75%
12 months
4.02%
3.95%
24 months
4.02%
3.95%
36 months
4.02%
3.95%
60 months
4.02%
3.95%
Term
APY**
Dividend rates
6 months
3.82%
3.75%
12 months
4.02%
3.95%
24 months
4.02%
3.95%
36 months
4.02%
3.95%
60 months
4.02%
3.95%
The Variable Dividend Rate and Annual Percentage Yield (APY) as set forth below, are subject to change without notice and are prospective rates as of the date shown below.
Account type
APY*
Dividend rates
Primary Savings Account⁸
0.10%
0.10%
Sub-Accounts
0.10%
0.10%
Money Market⁹
$1,000.00 to $9,999.99
1.16%
1.15%
Money Market⁹
$10,000.00 to $24,999.99
1.31%
1.30%
Money Market⁹
$25,000.00 to $49,999.99
1.56%
1.55%
Money Market⁹
$50,000.00 to $99,999.99
1.81%
1.80%
Money Market⁹
$100,000.00 to $249,999.99
2.27%
2.25%
Money Market⁹
$250,000+
2.53%
2.50%
IRA Account (Traditional + Roth)
1.00%
1.00%
The Variable Dividend Rate and Annual Percentage Yield (APY) as set forth below, are subject to change without notice and are prospective rates as of the date shown below.
Account type
APY*
Dividend rates
Free Checking Account
0.00%
0.00%
Premier Checking Account⁹
0.05%
0.05%
*APR = Annual Percentage Rate. **APY = Annual Percentage Yield. ***LTV = Loan to Value.
Max loan amount $150,000. Rates subject to change at any time.
1 For loans exceeding $12,000. 2 For loans exceeding $25,000. 3 For loans exceeding $10,000. 4 Rates as low as 9.99% APR. 5 Loan to Value less any encumbrances. 6 Subject to Change (1% every 6 month maximum and 2% per year maximum). Prime Rate per Wall Street Journal; minimum 6.75%. 7 For Loans Exceeding $15,000. 8 $5 minimum to earn dividends. 9 $1,000 minimum to earn dividends.