personal loans

Your financial story is as unique as you. Keep writing your story with a personal loan from SunWest in Arizona that’ll help you achieve your financial goals.

features you can appreciate

low interest rates
flexible terms
easy online app
endless possibilities

let’s get personal

Personal Loans can be used for just about anything you can dream up: a destination wedding, a medical procedure, debt consolidation, new home appliances, a bucket list vacation.

With low interest rates and fixed monthly payments, you can design the life you want on a budget that is tailored to fit you.  

competitive loan rates

Fixed rates as low as 10.99% APR that beat most credit cards and lines of credit, saving you big bucks.

flexible terms

Terms ranging from 6-60 months, so you can decide what works best for your budget.

an end in sight

A closed-end SunWest Personal Loan takes the guesswork out of monthly payments. You’ll know exactly how much to pay each month + when your loan will be paid off.

guaranteed asset protection

Pay extra when you can + save on interest without fear of additional fees for paying off your personal loan early.

no collateral required

Unsecured Personal Loans mean less paperwork + quicker availability of funds as there are no additional liens to file.

no judgment

No minimum score requirement. We review multiple factors such as income, credit history + your personal story to see if the loan is a good fit.

easy + quick funding

Once approved, we’ll review terms with you + get to work on disbursing your funds by check, cash or deposit to your SunWest bank account.

make it happen

Yes, that. Make that happen. Whatever it is you’re dreaming up in that head of yours, our Personal Loan can help bring it to life.
1. Consolidate + pay off high-interest debt.
2. Plan your dream wedding.
3. Manage an unexpected medical expense.
4. Prepare for a new pet + more!

apply onlinelocations

personal loans in arizona

closed-end personal loan

Minimum term of 6 months

Maximum term of 60 months
APR as low as 10.99%
Payment of $172.05 per $1,000

Payment of $21.74 per $1,000

estimate your personal loan payment

apply for a personal loan

Give us a call and speak to one of our personal loan extraordinaires in Arizona. They can go into more detail and even take your personal loan application over the phone. You can also apply online from the comfort of your own home.

keeping a healthy money mindset

As with any type of credit, it’s always best to do a quick assessment of what your ultimate goals are with an unsecured personal loan and how it will affect your overall financial wellness.


borrow responsibly

It’s tempting to accept a loan offer for something you really want, but taking on unnecessary debt without understanding how it fits with your long-term financial plans can be risky.


consider your term length

You don’t want your monthly payment so high that you’re struggling to pay it, but you don’t want to stretch out payments too long and pay more interest than necessary.


compare numbers

For debt consolidation, you never want to pay off a lower-interest loan or credit card with one that’s higher-interest unless it’s reducing your term enough to balance out the interest increase. Play with the numbers for your possible debt consolidation.


don’t borrow more than you need

Decide on the maximum amount you need for your loan purposes, and don’t accept a higher amount just because it’s offered, unless it’s to pay down other debt and save you money.

Personal Loans FAQ

Can I get a personal loan with bad credit?

What’s the difference between a signature loan and a personal loan?

*APR = Annual Percentage Rate. On approved credit. Certain terms, restrictions and conditions apply.
Approval based on, but not limited to, an evaluation of applicant credit. Rate subject to change without notice. Offer does not apply to existing loans financed through SunWest Federal Credit Union. Loan cannot be used for post-secondary education. SunWest reserves the right to modify or discontinue this promotion at any time. Contact us at 602.866.1100 for more details.

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