Your financial story is as unique as you. Keep writing your story with a personal loan from SunWest in Arizona that’ll help you achieve your financial goals.
Give us a call and speak to one of our personal loan extraordinaires in Arizona. They can go into more detail and even take your personal loan application over the phone. You can also apply online from the comfort of your own home.
As with any type of credit, it’s always best to do a quick assessment of what your ultimate goals are with an unsecured personal loan and how it will affect your overall financial wellness.
It’s tempting to accept a loan offer for something you really want, but taking on unnecessary debt without understanding how it fits with your long-term financial plans can be risky.
You don’t want your monthly payment so high that you’re struggling to pay it, but you don’t want to stretch out payments too long and pay more interest than necessary.
For debt consolidation, you never want to pay off a lower-interest loan or credit card with one that’s higher-interest unless it’s reducing your term enough to balance out the interest increase. Play with the numbers for your possible debt consolidation.
Decide on the maximum amount you need for your loan purposes, and don’t accept a higher amount just because it’s offered, unless it’s to pay down other debt and save you money.