proactive protection

Protect your investment with comprehensive auto protection plans from SunWest Credit Union.

rest assured coverage

Even the most experienced car owner knows there are a lot of ways it can go sideways. That’s why we offer multiple auto protection options to cover yourself financially and recover from vehicle-related losses, so you can get back on the road without a hassle.

Know your options and make the best coverage decision for you.

guaranteed asset protection

GAP pays the difference between the outstanding balance of your loan + your insurance settlement if your vehicle is totaled or stolen.

depreciation protection waiver

DPW helps recover funds you’ve invested in your vehicle such as down payment and equity if your vehicle is totaled or stolen, up to $10,000 + not to exceed the remaining loan balance.

mechanical breakdown protection

MBP is similar to a warranty, but often more comprehensive for less money. It covers costly vehicle repairs, parts and mechanical issues.

debt protection

Debt Protection helps you cover loan payments or full balances on various loan types in the cases of death, disability + involuntary unemployment.

guaranteed asset protection

Pays out up to 125% Loan-to-Value

Covers up to 90 days of delinquent or skipped payments due to loss

Deductible reimbursement up to $500 + extends to other vehicles you own

Get $1,000 credit toward your next vehicle*

GAP reduces the stress of losing your car, either to thieves or a wreck, by keeping you from falling in the gap of negative equity.

depreciation protection waiver

Lock in high MSRP value for high equity return

Enroll in coverage at any time through your loan term

Deductible reimbursement up to $500

$1,000 Accidental Death benefit

DPW is an investment in yourself to ensure that the financial strategy you’ve put into paying down your vehicle loan pays off.

mechanical breakdown protection

24/7 Roadside assistance

Road Hazard Tire Protection

$0 Deductible + Rental Reimbursement

Vehicle Rental Assistance

With Mechanical Breakdown Protection from SunWest, a breakdown isn’t the end of the line.

debt protection

3 different coverage plans to fit your needs

Pays off full balance in the case of death

Covers up to 6 payments in the case of disability**

Covers up to 4 payments in the case of involuntary unemployment**

With Debt Protection from SunWest, your payments are covered if you go through certain life events, ensuring your family’s financial security.

*New vehicle must be purchased within 90 days of your original GAP claim. Your vehicle GAP claim must be paid out on eligible loans if your vehicle is totaled or stolen and not recovered. See policy for complete details.

**Coverages available if certain plan is purchased.