personal loans in arizona

We know your financial situation is unique – just like you. A SunWest personal loan gives you complete control over your story.

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let's get

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One of the great things about credit unions is that we focus on the person, not the number. Chase and Bank of America are two of the biggest banks in our American economy, and yet, they don’t offer Personal Loans. Whereas big banks may see an unsecured loan as too big of a risk for them, SunWest sees this as an opportunity to relate to those in our community on a deeper level and to help our members improve their financial health. Not everyone has big government bailouts to prop them up when they fall down or Wall Street-level investments to borrow from at the drop of a hat. We care about you, your situation, your struggles, your hopes, and your dreams. That’s why we offer personal loans that can be customized to help you where you need it, when you need it.

what is a personal loan?

Personal Loans can be a great way to pay for large expenses such as vehicle repairs, a root canal, a dream wedding, or that vacation you’ve been planning since you got your first paycheck. Personal loans can also be used to consolidate debt and get rid of credit cards with ridiculous interest rates. Generally speaking, this specific loan type can often be difficult for people to obtain due to the fact that it is unsecured debt, which puts more risk on the lender. As a credit union, we look at an individual’s life story, not just what their last bank statement says.

personal loan features:
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let's do this

a man wearing a tropical-print shirt leans his face up towards the sun as he relaxes in a pool

Applying for a personal loan is free and straightforward at SunWest. Once the application has been submitted, we will contact you with the next steps. We will then fund the loan by either issuing a check or depositing the funds into your SunWest account.

plan for potholes

Ever find yourself a little over-extended? It happens to the best of us. There are just some things that get away from us and some things that come up unexpectedly to throw us off balance. Think about it this way–you’re riding your bike down a road that has potholes and loose gravel everywhere, with the asphalt melting in our Arizona sun. You could have Lance Armstrong-level bike skills and still hit one of these obstacles, slowing your progress and even bucking you off that bike.

A SunWest Personal Line of Credit is like having top-of-the-line protective gear that helps you avoid major road rash and financial injury.

how does my backup plan work?

One of the most common uses for a Line of Credit is as Overdraft Protection for your Checking. This can be a lifesaver for those that don’t check their account balance every day – not that we would suggest that. You should ALWAYS know your available balances. However…we live in a fast-paced world where it’s easy to be tied up for a day or two on so many projects that looking at your account balances isn’t always at the forefront. With a Line of Credit on your account, you can avoid the overdraft fee and breathe easier knowing your finances are still in good shape. Pay your balance off right away, or give yourself some time to bounce back by simply making your minimum monthly payment. A SunWest Line of Credit allows you some flexibility in your financial plan and helps you prepare even for those moments you can’t always see coming.

personal line of credit features:

get it while it's hot

play it safe

no collateral required

activate your plan

Don’t let the unexpected knock you off your path to financial wellness. Apply today for a Personal Line of Credit to secure your back-up plan and keep pedaling towards financial freedom.

*APR = Annual Percentage Rate. On approved credit. Certain terms, restrictions and conditions apply. Approval based on, but not limited to, an evaluation of applicant credit. Rate subject to change without notice. Offer does not apply to existing loans financed through SunWest Federal Credit Union. Loan cannot be used for post-secondary education. SunWest reserves the right to modify or discontinue this promotion at any time. Contact us at 602.866.1100 for more details.