Consolidate the chaos of life with a low-rate Personal Loan.
June 16 - September 12, 2025
apply for relief
When you’re hit with bills, surprise expenses, and the economy doing its general thing, you can be doing everything right, and it’s still not enough.
Less than ½ the average credit card rate!
We make it easy to get your ducks in a row, so you can get quacking on savings!
+ choose the day of the month that works best for you.
+ terms up to 60 months.
The ones covering emergencies with credit cards, the parents trying to stay ahead of school season, and the spreadsheet warriors one charge away from losing it.
Consolidate the chaos to one easy-to-manage monthly payment that won’t bury you under interest and fees.
*APR = Annual Percentage Rate. Payment of $31.56 for every $1,000.00 for new personal loan at 8.49% APR on a 36-month term. Other terms are available and may be limited by balance. Approval based on, but not limited to, an evaluation of applicant credit. Rate subject to change without notice. Offer does not apply to existing loans financed through SunWest Credit Union. Loan cannot be used for post-secondary education. SunWest reserves the right to modify or discontinue this promotion at any time. Contact us at 602.866.1129 with any questions. Offer ends September 12, 2025.
**Rate Discount for Personal Loan Promotions: This personal loan may include interest rate discounts of 0.25% each, up to a maximum of 0.50%, based on the following qualifying criteria at the time of loan funding:
(1) Automatic loan payments from a SunWest Credit Union account
(2) Enrollment in Debt Protection coverage for this loan.
Each discount is applied individually. If you discontinue or fail to maintain either qualifying service during the life of the loan, the corresponding 0.25% rate discount may be removed. This may result in an increase to your interest rate, monthly payment, longer term, and a higher total interest paid over the term of the loan. SunWest Credit Union reserves the right to verify compliance with qualification requirements at any time and adjust the loan rate accordingly, with or without prior notice, as permitted by law.
Almost anything that helps you breathe a little easier: paying off high-interest credit cards or loans, covering emergency expenses, back-to-school supplies, fixing your AC when it’s 120 degrees. Exception: This loan cannot be used for post-secondary education loans.
Because juggling high-interest debts–like credit cards–is a pain. Multiple payments takes extra planning to make sure nothing is late, and the high interest rates ensure you pay more money for longer. Consolidating debt with a personal loan means just one fixed payment, a clear end date, and usually a lower rate. It’s not magic, just a smart money move.
Once your loan is approved, funds could hit your account on the same day depending on the time of day and how quickly you can provide any documentation required by your Loan Officer.
Sure. As with any debt, the risks are in how you use it, repay it, and manage your overall finances. If you over-borrow, skip payments, or use one loan to chase another, it can add up. But if you’re using it to take control, this could be a gamechanger.
Give us a call, pay a visit, or fill out the form below and we’d be happy to help!
