mind the gap

Keep that new car smell and protect what’s yours. SunWest offers comprehensive Guaranteed Auto Protection (GAP) + Mechanical Breakdown Protection (MBP) to keep you in that driver’s seat.

a woman drives her car with leather seats, wears her seatbelt, and looks happily at the road ahead
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a young, stylish man wearing a suit and a woman wearing a white dress laugh while chatting with the car saleswoman in the well-lit car showroom


a young, stylish man wearing a suit and a woman wearing a white dress laugh while chatting with the car saleswoman in the well-lit car showroom

Buying a car is like a renewal of freedom out on the open road. We always go into it hoping that we’ve made the right decision and that the vehicle experience will be positive, but there are a lot of ways a car can go wrong. Luckily, SunWest offers GAP Insurance and Mechanical Breakdown Protection to make sure you can enjoy the ride without the stress. You will also find that these services through SunWest typically offer a substantial discount from what you’ll see at the dealer, or other third-party sellers. You may have also heard the statistic that a new car immediately depreciates by about 11% when you drive it off the lot, and loses 20% of its value by the end of the first year. We can’t change the vehicle market, but we CAN help protect you if the unthinkable happens to your vehicle.

guaranteed auto protection (gap)

Guaranteed Auto Protection (GAP) is the little auto loan angel that rightfully gets a lot of praise. This coverage will pay you the difference between the outstanding balance of your loan and any insurance settlement if your vehicle is stolen and has not been recovered within your insurance provider’s required timeframe (typically 30 days), or totaled in an accident.

gap features:

$1,000 replacement credit

how do i sign up for gap?

For a one-time payment, your new vehicle can be covered with Guaranteed Auto Protection from SunWest and Allied Solutions. Get a quote today and enjoy the open road, worry-free.

a young couple reviews their budget and paperwork together at the dining table

Redefining Investment

a young couple reviews their budget and paperwork together at the dining table

If we’re being transparent, a car isn’t exactly an investment in the true sense of the word. An investment implies that you’ll make money or gain equity from what you’ve put in. When it comes to buying a car, you’re almost guaranteed to see the value rapidly decrease rather than increase. 

So what happens to your vehicle’s remaining equity if it’s totaled or stolen? Well, you probably know GAP is an amazing resource for covering the gap between what your insurance will pay and what you still owe on your loan. However, in a total loss situation, your vehicle’s MSRP (retail value) may be more than you owe – especially if you made a down payment. 

Depreciation Protection (DPW) is an investment in yourself to ensure that the strategy you’ve put into paying down your vehicle loan pays off.

Invest in yourself with DPW from SunWest:

  • Open enrollment + protection throughout the life of your loan

  • Claims are not determined by mileage, make, or year

  • If you decide it’s not for you, cancel within 60 days for a full refund

  • Auto Deductible Reimbursement included – let us cover up to $500 of your deductible

  • Accidental Death protection included provides up to $1,000 toward your loan if you die in an accident

Learn more about the benefits of DPW and sign up today.

cars that go

Another important point to consider when purchasing a vehicle is what your plan will be in the case you encounter potentially pricey repairs. Not everyone is going to be able to drop a few grand on a new suspension system, and having a warranty means you don’t have to.

Our mechanical breakdown protection helps to offset costs of those expensive repairs like a new transmission, engine, electrical components, and more. With Mechanical Breakdown Protection from SunWest, a breakdown isn’t the end of the line. Visit any licensed mechanic throughout the US, and we’ll advocate for the best pricing and pay the deductible.

mechanical breakdown protection (MBP) features:
how do i sign up for mbp?

When you purchase both Mechanical Breakdown Protection and Guaranteed Auto Protection (GAP), you save money long-term and make life a little more hassle-free. Learn more about how you can save with this discount here from SunWest and Allied Solutions.

*New vehicle must be purchased within 90 days of your original GAP claim. Your vehicle GAP claim must be paid out on eligible loans if your vehicle is totaled or stolen and not recovered. See policy for complete details.