fee schedule

We don't fee our members for everyday transactions like some big banks do. However, because we are a not-for-profit, we still need to recover the costs from certain situations.

fee
Account Reconciliation
cost
$25.00 per hour (by appointment only)
ATM Empty Envelope Deposit
$20.00
ATM Usage
(Not including surcharges by other ATM owners)
$0.00
Foreign/non-SunWest
(After 5 free withdrawals per month)
$2.00
Bank Transfer
$10.00
Closing Membership within First 90 Days
$5.00
Collection Item Fee
(Applies to Primary Savings account)
$15.00 per item
COUNTER CHECK
(After 4 free checks for new accounts)
$5.00
Dormant/Inactive Account
(After 12 months)
$10.00 per month
Duplicate Lien Release
$5.00
Foreign Currency Conversion Fee
(For merchant transactions - MasterCard)
1.10% of transaction amount
Foreign Currency Conversion Fee
(For merchant transactions - Visa)
1.00% of transaction amount
Foreign Deposit Fee
$35.00 per item
Garnishment Fee
$50.00
Loan Extension Fee
$30.00 per loan
Loan Modification Fee
$50.00 per loan
Legal Processing Fee
$50.00 per hour
Missing Address/Returned Mail
$6.00
Money Market Withdrawal
(After 3 free withdrawals / transfers per month)
$5.00
Money Order
$3.00
Non-Sufficient Funds
(All items)
$32.00
Official Check
(Payable to third party)
$3.00
Paper Statement Fee
$2.00 per statement
Phone Payment Fee
$10.00
Plastic Card Pick-Up at Branch/Replacement Card Fee
$10.00
Plastic Card Rush Fee
$25.00
Premier Checking
(Below minimum balance)
$5.00 per month
Return Deposit Item
(Not member-initiated)
$20.00
Return Deposit
(Member-initiated)
$32.00
Safe Deposit Box
$10.00 key deposit (rent varies)
Safe Deposit Box Drilling
$150.00
Share Draft Copy
$2.00 / $9.00 original
Share Draft Exchange for Official Check
$10.00
Share Draft Order / Check Printing
varies by style + type of checks
Skip-A-Pay Fee
$30.00 per loan
Stop Payment
(All items)
$32.00
Statement Copy
$1.00
Title Processing Fee
$30.00 per title
Expedited Title Processing Fee
$15.00 per title
Unclaimed Property
$100.00
Verification of Deposit
$10.00
VISA / MasterCard Receipt Copy
$7.00
Wire Transfer - Incoming
(Domestic + International)
$10.00
Wire Transfer - Outgoing
(Domestic)
$20.00
Wire Transfer - Outgoing
(Foreign)
$70.00
Cash Advance in Branch
$10.00
Non-Member Notary
(Fee waived for notary related to SunWest transactions)
$10.00 per item
Non-Member Check Cashed
$7.00 per check
FEES AS OF NOVEMBER 3, 2023