You work hard for your money and you need a free checking account that puts you in the driver’s seat.
You’re a busy person with a growing to-do list. You don’t have time to read pages of fine print that explain how to avoid the monthly service fees you shouldn’t have to pay in the first place. That’s why SunWest offers free checking accounts for Arizonans designed to keep things simple in an increasingly complicated world. Your Essential checking account at SunWest comes with:
We’re all about convenience at SunWest. We know you can’t be without your debit card for 7-10 business days, so we stand ready to issue a new card on the spot. Whether you’re opening a new checking account with us, lost your card, or believe your card has been the target of fraud, SunWest has you covered. Stop by any of our 8 branch locations to pick up your new card and carry on with your day.
Can we be real for a second? Paper statements are a thing of the past reserved for a traditional checking account. Not only do we treasure our environment, but we also value you. Remember, you aren’t just a number to us. Not even close. We care about you and just want the best for your financial health. Waiting until the end of the month to make sure your checking account transaction history is accurate is a dangerous game to play with your cash. E-statements are also much more secure. As your financial advocate, a major safety tip is that it’s always best to avoid having physical documents floating around with your account information. If you still aren’t convinced that e-statements are the way to go, you can print a copy within online banking at any time.
We wouldn’t be a trusted Arizona credit union if we didn’t provide the tech you need for the mobile banking you deserve. Our digital and mobile banking services allow you to transfer money to anyone in the U.S., check your balances in real-time, direct deposit checks from your mobile device, bill pay, and make purchases from your phone. These same free online banking services are also available if you prefer the good ol’ desktop. Talk about convenience.
You don’t have to stop by a SunWest branch every time you need to withdraw cash or access your checking account or savings account. Whether you’re on the road, at a ball game, or visiting your favorite local craft fair, you can rest assured knowing we have partnerships with over 30,000 surcharge-free ATMs and over 5,500 shared branching locations. Just think of us as your stealthy financial companion.
Life happens. Overdraft fees shouldn't be a concern and SunWest is here to make sure you have the support you need to face even the toughest of times.
Enjoy a night out with friends knowing that the bill can be easily split without waiting for Jim to calculate the breakdown. Go in on a joint gift for your friend's baby shower. Give someone the gift of choice with a direct deposit to their bank account. Forgot your debit card at home? Use your mobile device to make purchases at the store. Don't miss out on that epic one-day sale! We're looking at you, shopaholic.
Stop by your nearest SunWest Credit Union location and open a free checking account in Arizona today. We’ll welcome you with no monthly service fees, open arms, and even bigger hearts.
We subscribe to the belief that people are inherently good and do their best to make smart decisions. What we don’t believe in is judging our members, or making them feel terrible for a mistake that we’ve all made at some point along our own financial journeys.
Maybe you underestimated your monthly expenses, or simply forgot to transfer money between an online checking account and savings account to cover your automatic withdrawals. Whatever the reason, SunWest has designed our overdraft services to protect you in the event you find yourself overdrawn on your checking account. Hey, it’s like they say–to err is human. We still love you.
This is our basic form of overdraft protection created to cover withdrawals and purchases in excess of your available funds. Account eligibility is routinely evaluated for this discretionary service. If items are paid in excess of your available funds, a normal non-sufficient funds fee is charged.*
This is an enhancement to our basic Courtesy Pay that extends coverage to ATM withdrawals and one-time debit card transactions. This service is available upon your request. Simply opt in to benefit from this additional overdraft protection.
It is easy to protect yourself from overdraft fees. Give us a call or visit your local branch.
You’re cruising along, enjoying financial freedom then BAM–your dishwasher breaks and needs to be replaced. Or maybe poor Fido got in a fight with a rattlesnake and needs emergency treatment. You love your furry sidekick so of course you’re going to do everything you can to make sure he gets the best treatment.
You’re walking out of the vet’s office with your head held high and your best friend in your arms, feeling relieved that all is well. But then the gravity of the expense hits you all at once. With SunWest personal loans, you can enjoy the peace of mind knowing that you’re ready for wherever life takes you. Instead of panicking, rest assured knowing that SunWest is once again ready to swoop in and save the day!
We are so glad you asked! A revolving line of credit is a flexible way to get access to extra cash flow when something unexpected pops up. It is unsecured, which means you don’t have to offer up any collateral to secure the line of credit. In fact, the available credit limit is used in conjunction with your SunWest checking account and MasterCard debit card as a source of protection against over-drafting your account. You can continue to use this option without reapplying as long as you pay back the money borrowed.
The beauty of a revolving line of credit is that you can use it for whatever life throws your way. Take the first step towards securing your financial future and apply today.
It's not the most fun to read, but we pride ourselves in being transparent so that our members can make educated financial decisions.
*With Courtesy Overdraft, certain restrictions and an overdraft fee will apply when used. Ask a representative for complete terms and conditions. Keeping a savings account open with a minimum balance of $5.00 at all times is a requirement to being a member at SunWest Credit Union. In certain circumstances, withdrawals/transfers from savings and checking accounts are limited by a Federal Regulation to 6 withdrawals/transfers per month.
