Turn Miles Into Moments

Refinance your auto loan to SunWest Credit Union for 2.00% off your current APR + up to 90 days no payment*

apply now

the road to a better auto loan starts here

so you can focus on ___, not your payment.

Fill in the blank. What would you focus on more if the stress of a payment wasn’t always riding shotgun? Every mile you drive should have you focused on the experience, not the expense. When you refinance your auto loan to SunWest Credit Union, you have the power to transform your financial landscape.


Pay less interest and lower your monthly payment. That’s more money for all of your life adventures. Keep in mind that the discount cannot fall below our floor rate of 5.79% APR.*


Roll the windows down for some fresh air in your auto loan. Breathing free down the road you go.

hit the gas on savings

Join the many Arizonans who have shifted gears with SunWest to save with an auto loan refinance. The process is simple, fast, and designed to get you on the road to financial freedom sooner.

not sure if a refinance is the right move for you?

Learn more about refinancing, or crunch the numbers to compare a SunWest refinance to your current loan.

Auto Refinancing FAQ

Does my SunWest auto loan qualify?
What are the main benefits to refinancing my auto loan with SunWest?
Do I have to extend my first payment out 90 days?
Who is eligible for this promotion?
What information do I need to provide to apply for an auto refinance?
Are there any fees associated with refinancing?
What happens to my old auto loan when I refinance?
Will refinancing affect my credit score?
*APR = Annual Percentage Rate. On approved credit. Certain terms, restrictions and conditions apply. Refinanced loan interest rate cannot be lower than 5.79% APR when refinancing up to 2.00% APR below your existing rate. The first payment may be deferred for up to 90 days. Your loan will accrue interest during that time. Proof of current loan rate may be required prior to closing in order to receive the refinanced rate. Offer is for vehicle refinance applications processed before August 2024. This offer does not apply to vehicles currently financed through SunWest Federal Credit Union. Rates are subject to change without notice. SunWest reserves the right to modify or discontinue a portion or all of this promotion at any time.


Give us a call, pay a visit, or fill out the form below and we’d be happy to help!

Do not send sensitive personal information through this contact form, such as account or loan numbers. Instead, click the envelope icon inside of Online Banking, or give us a call at (602) 866-1100. All fields are required.

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