home sweet home

Home has never felt better with a first mortgage, second mortgage, or HELOC from SunWest.


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make it
yours

woman shares an arm chair with her Shiba Inu dog as she reads a magazine in her pajamas on a sunny morning

There’s nothing better than walking into your cozy living room to plop down on your couch after a long day. Or maybe your idea of a relaxing night is cleaning your kitchen. Who are we to judge? Whatever makes you happy is what makes us happy. The important thing is that you have a place to tackle fun DIY projects, stream your favorite shows, and create enough memories to last a lifetime. Sure, a house is a big investment, but we’ve been helping people feel at home long enough to know it’s worth every penny. SunWest is here whenever you’re ready to get the most out of home ownership.

first mortgage refinance

We all know that a home is more than a place to rest your head. It represents your hopes and your dreams, but most importantly, a home represents the love that resides within its walls. Nobody understands that better than us. A home loan with SunWest Credit Union takes the hassle out of home ownership because we know there’s so much more to a house than anything money can buy.

Make yourself at home with SunWest Credit Union where we understand that a house isn't just where you live, it's a reflection of how you live. There's no time like the present to invest your money in the things that matter, and we want to help you with that. Refinance your first mortgage with SunWest and open the door to competitive rates, low fees, and a convenient closing process. The money you save with SunWest could go towards creating YOUR perfect home. The security of having a house matters, but making it your own is what makes it feel just right. With our help, you'll soon be thinking: Home has never felt better.‍

first mortgage refinance program features:

get a free estimate

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apply for
a first mortgage

three brightly-dressed women prepare a meal by chopping vegetables on a cutting board on a spacious kitchen island counter

Our loan procedures have been updated to maintain the safety of our members and staff, while still ensuring a quick and seamless process.

apply online:

  • under Step 1, please indicate payment method from "Savings"

  • Once your loan has been reviewed, a SunWest representative will contact you with the next steps

  • Security Title handles all funding and offers a mobile service to ensure safe and secure signing and notarizing of all documents

second mortgage

As Arizona’s credit union, we are awfully familiar with the issues that can come up on a home – and we mean that literally. During monsoon season, it’s not uncommon to see tiles come up from a roof. In those intense summer months (we know, we know, at least it’s a dry heat), having issues with your air conditioner isn’t just uncomfortable, it’s actually a hazard to you and your family. If you can tough out June through August, the autumn and winter seasons are pretty mild and the perfect time for renovations, maybe even a pool to help with the dry heat in a few months.

give me all the facts

A second mortgage with SunWest allows you to draw from the equity you’ve already built up so you can transform your home into a safe haven and comfortable oasis without spending a ton out of pocket. This type of home loan is best for homeowners that have a specific purpose in mind–say a backyard renovation or an addition for a mother-in-law suite. We apologize if that hit a little too close to home. We feel for you, we really do. Keep in mind that these loans are funded for a specific amount with a fixed term and rate.

get moving on that second mortgage

Give us a call and speak to one of our mortgage gurus. They can go into more detail and even take your application over the phone. You can also apply online from the comfort of your own home.

woman sits cross-legged on kitchen floor while stretching her arms above her head and listening to wireless earphones

what the heck is a Heloc?

woman sits cross-legged on kitchen floor while stretching her arms above her head and listening to wireless earphones

Have a lot of little projects and aren’t sure how long it will take to finish them all? A Home Equity Line of Credit (HELOC) gives you the flexibility to use how much you need, when you need it. Spend a few months updating those light fixtures from the ‘70s to a more modern look that probably won’t give you an electric shock when replacing the lightbulbs.

heloc features:

With a SunWest HELOC you’re not limited to using the funds just on home improvements either. Once the credit line is available on your account, you can use the funds just like a credit card or personal line of credit. Use your HELOC for new appliances, a dental crown, a diamond crown – it’s up to you.

low risk, low interest rate

apply for a heloc

Give us a call and speak to one of our home loan extraordinaires. They can go into more detail and even take your application over the phone. You can also apply online from the comfort of your own home.

*APR = Annual Percentage Rate. See a representative for details.
**SunWest does not escrow, so you'll be responsible for property taxes.