from christina: You don’t have to compromise the pleasures in life even when a pain point pops up. With a SunWest Rewards Credit Card (link to rewards page?) you’ll get the added benefit of earning points for each dollar spent. Your trip to the Bahamas, new TV, and broken arm could even earn you enough points to join Johnny and his family on their summer vacation to Disneyland!
Receive points for every dollar spent (I added: online or in person; your Mastercard® credit card is accepted at millions of locations worldwide). Take those points and redeem them for all kinds of merchandise. Forgot to save for your mom’s birthday present? Use your points!
Being a SunWest member means you’re already in the club. (I added: You don't have to contribute anything extra to begin earning points. No yearly amount is due, and you can keep making the same purchases you usually do to earn points and get closer to the rewards you deserve.)
Move over balances from high-interest credit cards and personal loans. SunWest won’t charge a transfer fee, and you can knock out those balances quicker.
Enjoy a low rate of 14.90% APR* (not sure what this rate will actually be). A low rate means that your payments actually make a dent in your principal balance rather than throwing it all away on interest.
I added: Checking out is breeze with the new contactless payment capability. Look for the contactless symbol at checkout, and tap your contactless card on the terminal. Your payment is processed in seconds and you're on your way!
From Christina: Don't forget to add your SunWest MasterCard® Credit to your Mobile Wallet for another way to make quick and easy purchases.
From Christina: You can apply for a SunWest credit card or Secure credit card online or call our Loan-by-Phone Department. Apply for a SunWest Rewards Credit Card, and give yourself some credit.
You don’t need a map to find all the treasure we have waiting for you! Our SunWest Rewards MasterCard® gives you the power to make big-ticket purchases without breaking open your savings chest. Take the next adventure in your credit journey and earn reward points to sail off into the horizon. With a higher spending limit and a lower interest rate than our Classic Card, SunWest’s Rewards Card is the next adventure in your credit journey. If you already carry our Classic but are ready to take it up a notch, we can help you easily convert your current card and get you living a life of high adventure.
Receive rates as low as 9.99% APR*. You’ve put in the work, built that credit from below deck all the way to the helm. You deserve an APR that won’t sink you with interest.
Save your swag with no annual fee
Boost your spending benefits with a SunWest Rewards MasterCard® today! To redeem points, visit Scorecard Rewards.
Going Classic is also the perfect way to announce yourself to the world of credit and wade the waters while you continue to build up your profile. If you’re just starting on your credit journey, you can also check out our Secured Credit Cards to see which option is best for you. Our Branch Representatives can chat with you one-on-one to break down the options and help you see which style fits you best.
With our Classic Mastercard® Credit Card, you never have to pay to play. We don't charge an annual fee, so your money stays yours.
Confidently use your available credit when the time is right for you. Pay your full balance before you start accruing interest, or finance out large purchases with a low monthly payment.
A lower rate of 14.90% APR* equals less stress and more money in your pocket.
Add your SunWest Classic Mastercard® credit card to your Mobile Wallet for quick and easy purchases.
Move over balances from high-interest credit cards and personal loans to knock out those balances quicker.
You can apply for a SunWest Classic credit card at our branch near you, online or call our Loan-by-Phone Department.
for the purposes of this example, let's say you have $500 in your savings.
We put that $500 on hold in your account and give you a credit card that you can use for up to $500.
Once you’ve built your credit up, pay off any remaining balance on your Secured Credit Card, and we remove the hold on your $500.
A Secured Credit Card is also the perfect tool for those rebuilding credit. Sometimes life throws a wrench in our plans, cracking our foundation. This can lead to bad credit, decreased savings, predatory lending and a cycle of unfavorable financial practices (never with us, of course). Take some of that stress off and start here by allowing yourself a comeback. Credit is always something that can be repaired and improved. A Secured Credit Card lets you add positive credit history back into your report, brick by monthly brick.
Not everything in the world of finance has to be difficult. Let’s sledgehammer those walls together, so you can build yourself up without barriers.
Stress less about interest! With a low rate of 7.90% APR*, you'll be able to plan a more aggressive attack towards paying off your principal balance. Make purchases with peace of mind online or in person; your Mastercard® credit card is accepted at millions of locations worldwide.
All of our cards at SunWest can be added to Apple Pay, Google Pay, and Samsung Pay. Your wallet should be as smart as you!
No credit check for current members.** If you’re already a member of SunWest, we do not need to pull credit to qualify you for this card. This is a great benefit because each new credit inquiry could lower your overall score by a few points, and having a lot of credit inquiries looks risky to lenders.
It’s not all about the score. Credit history is important too. Not keeping it open for long enough can hinder progress.
If your limit is $500, you don’t want your balance to go any higher than $150.
An easy method is to use your card for the same thing every month and then pay the balance off as soon as you get your bill. This keeps you from paying interest and allows enough time to report a payment to your credit.
Don’t let the fear of the big, bad credit monster keep you sidelined. Get in the game with a Classic Mastercard® or a Secured Credit Card from SunWest Credit Union.
*APR = Annual Percentage Rate. See a representative for details.
**Please keep in mind we always pull credit for any new member as part of our identity verification process.
Still unsure which credit card is right for you? No worries - we want to empower our members to make educated financial decisions that make sense for their individual lives. Take the quiz below to compare our different account types.
Click/tap the benefits below to see which SunWest credit card could be the best for you right now:
build credit
no annual fee
points for purchases
frill-free banking
best for short-term savings
easiest access
lowest dividends
includes part-ownership
best for mid-term savings
easy access with planning
medium dividends
best return based on access level
best for long-term savings
limited access
high dividends
highest dividends with range of terms
best for post-career savings
limited access
highest dividends long-term
tax advantages, best for retirement
