Say Yes to What's Next

A personal loan with 9.90% APR and one simple payment, so you can start the plans you’ve been putting off.

A personal loan that says yes.

The trip. The “one day” project. Getting your balances under control. Whatever you’ve been waiting to say yes to, a SunWest personal loan can help you get started.

A personal loan that says yes.

The trip. The “one day” project. Getting your balances under control. Whatever you’ve been waiting to say yes to, a SunWest personal loan can help you get started.

9.90%
APR

Ready to Say Yes?

It only takes a few steps:

Imagine the possibilities.

Think about what you need the loan for, like paying off higher-rate balances, making a large purchase, or covering an unexpected expense.

Apply online.

Complete your application below. Approval is based on, but not limited to, an evaluation of your credit.

Wait for confirmation.

We will take it from here. Keep an eye on your email for updates on your application and next steps.

Keep saying yes.

A personal loan can fit a lot of plans. Here are a few ideas to get you started.

Frequently Asked Questions

What is a personal loan?

A personal loan gives you a set amount of money that you pay back with fixed payments over a set term. Unlike a credit card, a personal loan has a clear end date so you always know when you will be done.

What can I use a personal loan for?

A SunWest personal loan can be used for almost anything — consolidating higher-interest debt, paying for a wedding or a big trip, covering a home renovation, or handling an unexpected expense. The one exception is post-secondary education expenses, which are not eligible.

Is the rate really 9.90%?

Yep, this special promo provides 9.90% APR.

What would my payment be?

At 9.90% APR with a 36-month term, the payment is $32.22 for every $1,000 borrowed. For example, a $10,000 loan would be about $322 per month.

Can I use a personal loan to pay off my credit cards?

Yes. Many members use a personal loan to bring higher-rate balances into one fixed payment, which can make monthly budgeting easier to manage.

Can I refinance my current SunWest personal loan?

Yes, members can apply to refinance an existing SunWest personal loan.

APR = Annual Percentage Rate. Payment of $32.22 for every $1,000.00 for a new personal loan at 9.90% APR based on a 36-month term. Approval based on, but not limited to, an evaluation of applicant credit. Rate subject to change without notice. Loan cannot be used for post-secondary education. SunWest reserves the right to modify or discontinue this promotion at any time. Contact us at 602.866.1129 with any questions. Offer ends February 5th, 2027.