Auto Coverage for the Road Ahead
Explore SunWest’s flexible coverage options to get protection that goes wherever you do.
As a SunWest member, you have access to a range of auto coverage options designed to protect your vehicle and your finances. We’ve laid out each option simply — keep scrolling to see what’s available, understand the differences, and be proactive about choosing the protection you need.
As a SunWest member, you have access to a range of auto coverage options designed to protect your vehicle and your finances. We’ve laid out each option simply — keep scrolling to see what’s available, understand the differences, and be proactive about choosing the protection you need.
If you need to use your debt protection, you don’t have to figure it out on your own. We’ll walk you through it and help you understand what to expect during the process.
GAP reduces the stress of losing your car, either to thieves or a wreck, by keeping you from falling in the gap of negative equity. If your insurance payout doesn’t cover what you still owe, GAP steps in so you’re not left paying the difference out of pocket.
Current loan balance: $22,000
Current vehicle value: $18,000
Insurance pays: $18,000
You pay: $4,000
You’re left covering the remaining $4,000 balance out of pocket.
Insurance pays: $18,000
GAP pays: $4,000
You pay $0 and receive $1,000 toward your next SunWest auto loan.
What you need to know:
What you get with GAP:
Want to learn more first? Call 1.866.897.9378 (toll-free) or 602.866.1100 (local) to speak with a representative.
*APR = Annual Percentage Rate. On approved credit. Certain terms, restrictions and conditions apply. Refinanced loan interest rate cannot be lower than 4.99% APR when refinancing up to 2.00% APR below your existing rate. The first payment may be deferred for up to 90 days. Your loan will accrue interest during that time. Proof of current loan rate may be required prior to closing in order to receive the refinanced rate. Offer is for vehicle refinance applications processed before July 6, 2026. This offer does not apply to vehicles currently financed through SunWest Federal Credit Union. Rates are subject to change without notice. $50 donation per funded loan will be made to Valley of the Sun United Way. SunWest reserves the right to modify or discontinue a portion or all of this promotion at any time.
See a representative for complete details, qualifications, and disclosures.
DPW helps protect the equity you build in your vehicle over time. If your car is stolen or totaled, your insurance only pays the current value which often leaves behind the progress you’ve made. DPW helps you recover that lost value, so your investment doesn’t disappear with the vehicle.
Vehicle value at time of purchase: $30,000
Down payment: $2,000
Total loan amount: $28,000
Age of Loan
DPW Payout
Current Balance
Purchase
$28,000
$2,000
1 year
$23,500
$6,500
2 years
$19,000
$10,000
4 years
$9,500
$500
5 years
$4,500
$9,500
What you need to know:
What you get with DPW:
Want to learn more first? Call 1.866.897.9378 (toll-free) or 602.866.1100 (local) to speak with a representative.
*APR = Annual Percentage Rate. On approved credit. Certain terms, restrictions and conditions apply. Refinanced loan interest rate cannot be lower than 4.99% APR when refinancing up to 2.00% APR below your existing rate. The first payment may be deferred for up to 90 days. Your loan will accrue interest during that time. Proof of current loan rate may be required prior to closing in order to receive the refinanced rate. Offer is for vehicle refinance applications processed before July 6, 2026. This offer does not apply to vehicles currently financed through SunWest Federal Credit Union. Rates are subject to change without notice. $50 donation per funded loan will be made to Valley of the Sun United Way. SunWest reserves the right to modify or discontinue a portion or all of this promotion at any time.
See a representative for complete details, qualifications, and disclosures.
Think of MBP as an extended warranty that helps cover the cost of major repairs. While MBP and extended warranties are often used interchangeably, dealership warranties are typically more expensive and offer less coverage. It’s just another way your SunWest membership works in your favor.
Towing Service: $100
Rental Car: $180
New Transmission: $2,700
Total is $2,980 plus any shop or parts fees.
Towing Service: $0
Rental Car: Reimbursed
New Transmission: $0
Your MBP plan costs $1,800.
It covers towing, rental, parts, and labor which saves you $1,180.
What you need to know:
What you get with MBP:
Want to learn more first? Call 1.866.897.9378 or 602.866.1100 (local) to speak with a representative.
*APR = Annual Percentage Rate. On approved credit. Certain terms, restrictions and conditions apply. Refinanced loan interest rate cannot be lower than 4.99% APR when refinancing up to 2.00% APR below your existing rate. The first payment may be deferred for up to 90 days. Your loan will accrue interest during that time. Proof of current loan rate may be required prior to closing in order to receive the refinanced rate. Offer is for vehicle refinance applications processed before July 6, 2026. This offer does not apply to vehicles currently financed through SunWest Federal Credit Union. Rates are subject to change without notice. $50 donation per funded loan will be made to Valley of the Sun United Way. SunWest reserves the right to modify or discontinue a portion or all of this promotion at any time.
See a representative for complete details, qualifications, and disclosures.
Auto coverage is just one part of the picture. Explore additional insurance and protection options below!
