Recreational Vehicle Loans for your next adventure
Features You'll Love
Get competitive rates and flexible financing across a wide range of recreational vehicles. With options designed to help you save, you can spend less on the loan and more time out on the road or in the water.
Low, competitive rates
Repayment terms as high as 120 months
Loans for both used and new vehicles
No pre-payment penalties
No surprises on fees
Pay more when you want + save on interest
Protection options available (GAP & debt protection)
Includes: Motorcycle, Scooter, Side-by-Side, Slingshot, Dirt Bike
Type
Term
Rate
Est. Payment
New (2025+)
36 months
As low as 7.69% APR*
$31.19 per $1,000
Used (2019-2024)
36 months
As low as 8.15% APR*
$31.41 per $1,000
Includes: Motorhome, Travel Trailer, 5th Wheel, Toy Hauler, Pop-Up Camper, Cab-Over Camper
Type
Term
Rate
Est. Payment
New (2025+)
60 months
As low as 8.50% APR*
$20.52 per $1,000
Used (2015-2024)
60 months
As low as 9.00% APR*
$20.76 per $1,000
Includes: Boat, Jet Ski, Sea-Doo, WaveRunner, ATV
Type
Term
Rate
Est. Payment
New (2025+)
60 months
As low as 8.50% APR*
$20.52 per $1,000
Used (2015-2024)
60 months
As low as 9.00% APR*
$20.76 per $1,000
Check our competitive auto loan rates and calculate your estimated payments so you know what to expect before you buy.
What is considered a recreational vehicle loan?
A recreational vehicle loan can be used for vehicles designed for leisure or outdoor use such as: motorhomes, travel trailers, boats, motorcycles, ATVs, and UTVs.
Can I finance a vehicle with a salvaged or branded title?
No. We do not offer financing for vehicles with salvaged or branded titles.
What are the minimum and maximum loan amounts for recreational vehicle loans?
Loan amounts vary based on your situation and loan term. Some terms do have minimum financing requirements:
RV Loans
72 months: $10,000 minimum
84 months: $15,000 minimum
120 months: $25,000 minimum
Watercraft + ATV
72 months: $10,000 minimum
84 months: $15,000 minimum
120 months: $25,000 minimum
Motorcycle + UTV
72 months: $12,000 minimum
84 months: $15,000 minimum
*APR = Annual Percentage Rate. On approved credit. Certain terms, restrictions and conditions apply. Refinanced loan interest rate cannot be lower than 4.99% APR when refinancing up to 2.00% APR below your existing rate. The first payment may be deferred for up to 90 days. Your loan will accrue interest during that time. Proof of current loan rate may be required prior to closing in order to receive the refinanced rate. Offer is for vehicle refinance applications processed before July 6, 2026. This offer does not apply to vehicles currently financed through SunWest Federal Credit Union. Rates are subject to change without notice. $50 donation per funded loan will be made to Valley of the Sun United Way. SunWest reserves the right to modify or discontinue a portion or all of this promotion at any time.
See a representative for complete details, qualifications, and disclosures.
You did the research. You negotiated the deal. Now finish strong.
As a SunWest member, you have access to discounts on comprehensive auto coverage options that are often at a lower cost than what you’d find at the dealership.
