As Arizona’s credit union, we are awfully familiar with the issues that can come up on a home
As Arizona’s credit union, we are awfully familiar with the issues that can come up on a home – and we mean that literally. During monsoon season, it’s not uncommon to see tiles come up from a roof. In those intense summer months , having issues with your air conditioner isn’t just uncomfortable, it’s actually a hazard to you and your family.
If you can tough out June through August, the autumn and winter seasons are pretty mild and the perfect time for renovations, maybe even a pool to help with the dry heat in a few months. A second mortgage with SunWest allows you to draw from the equity you’ve already built up so you can transform your home into a safe haven and comfortable oasis without spending a ton out of pocket.
This type of home loan is best for homeowners that have a specific purpose in mind–say a backyard renovation or an addition for a mother-in-law suite. We apologize if that hit a little too close to home. We feel for you, we really do. Keep in mind that these loans are funded for a specific amount with a fixed term and rate.
With a fixed rate and term, you don't have to worry about fluctuations in the housing market.
Terms range from 120 – 360 months so you can find the best payment option for your budget.
Rates depending on credit, term, and loan-to-value.
No prepayment penalty. If you’re ready to pay it off early, we’re happy to save you even more by not assessing penalty fees.
Give us a call and speak to one of our mortgage gurus. They can go into more detail and even take your application over the phone. You can also apply online from the comfort of your own home.