Premier checking
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Features you can appreciate
Level up
Our Premier level is not your regular checking account. It offers all the comprehensive services of our Essential checking account plus a few more amenities.
receive dividends on balances starting at $1,000
Checking accounts aren't well known for paying you back, but a Premier checking account with SunWest does just that when you keep your balance at $1k or more.
free sunwest money orders and official checks
Skip the fee on certified funds with a Premier checking account.
free standard sunwest personal checks
Enjoy unlimited check writing. Most of the time, a debit card or online payment works out just fine. However, there are a few places - like apartment complexes, Department of Homeland Security, and your kids' fundraisers - that still want those handwritten love notes.
no fee as long as end of business day balances are $1,000 or more
We've got you covered
We subscribe to the belief that people are inherently good and do their best to make smart decisions. What we don’t believe in is judging our members, or making them feel terrible for a mistake that we’ve all made at some point along our own financial journeys.
Maybe you underestimated your monthly expenses, or simply forgot to transfer money between an online checking account and savings account to cover your automatic withdrawals. Whatever the reason, SunWest has designed our overdraft services to protect you in the event you find yourself overdrawn on your checking account.
For checks and recurring debit card transactions
This is our basic form of overdraft protection created to cover withdrawals and purchases in excess of your available funds. Account eligibility is routinely evaluated for this discretionary service. If items are paid in excess of your available funds, a normal non-sufficient funds fee is charged.*
For atm and one-time debit card transactions
This is an enhancement to our basic Courtesy Pay that extends coverage to ATM withdrawals and one-time debit card transactions. This service is available upon your request. Simply opt in to benefit from this additional overdraft protection.
Extending courtesy pay
It is easy to protect yourself from overdraft fees. Give us a call or visit your local branch.
You’re cruising along, enjoying financial freedom then BAM–your dishwasher breaks and needs to be replaced. Or maybe poor Fido got in a fight with a rattlesnake and needs emergency treatment.
You love your furry sidekick so of course you’re going to do everything you can to make sure he gets the best treatment.You’re walking out of the vet’s office with your head held high and your best friend in your arms, feeling relieved that all is well. But then the gravity of the expense hits you all at once.
With SunWest personal loans, you can enjoy the peace of mind knowing that you’re ready for wherever life takes you. Instead of panicking, rest assured knowing that SunWest is once again ready to swoop in and save the day!
We are so glad you asked! A revolving line of credit is a flexible way to get access to extra cash flow when something unexpected pops up. It is unsecured, which means you don’t have to offer up any collateral to secure the line of credit. In fact, the available credit limit is used in conjunction with your SunWest checking account and MasterCard debit card as a source of protection against over-drafting your account.
You can continue to use this option without reapplying as long as you pay back the money borrowed.The beauty of a revolving line of credit is that you can use it for whatever life throws your way. Take the first step towards securing your financial future and apply today.
It's not the most fun to read, but we pride ourselves in being transparent so that our members can make educated financial decisions.
*With Courtesy Overdraft, certain restrictions and an overdraft fee will apply when used. Ask a representative for complete terms and conditions. Keeping a checking or savings account open with a minimum balance of $5.00 at all times is a requirement to being a member at SunWest Credit Union. In certain circumstances, withdrawals/transfers from savings and checking accounts are limited by a Federal Regulation to 6 withdrawals/transfers per month.
