Your home is an extension of yourself. Shouldn’t it feel and look like it? We’ve heard that tired advice about designing your house with resale in mind, and that’s all well and good if you plan to sell soon, but until then, your home should reflect you - not some imaginary, future buyer.
Apply now to take advantage of this money-saving offer!
Get 3%* off your qualified APR for the first 12 months.
Monthly payment of 1.5% of your balance during draw period.
We encourage you to put holes in the walls and hang the artwork you’ve stashed in storage. To build those floating shelves to show off your trophy plants. To decorate that nursery like the night sky so every diaper change is magical. To paint the walls the color your ex never agreed to and choose that wild backsplash tile everyone said was “a bit much”.
Home equity loans can give you major money-savings options. With Arizona Home Equity Lines of Credit, you can use your equity to decorate the walls with memories or use the money to improve your finances. Pay off debt, take a trip, upgrade appliances. Maybe it’s more like what CAN’T you do?
Empty walls are boring, and your home should excite you.
Remodel, repaint, redesign
Empty bank accounts are just as boring as empty walls.
Consolidate high-interest credit cards + loans
Empty dishwashers are boring, so throw that dinner party.
Finance large ticket purchases without high-rate store credit
You’ve done the hard work of purchasing your home and watched the values soar over the past few years. Use this wild housing market to your advantage and apply online for a HELOC at a low-rate to use for whatever makes your life less boring.
*APR = Annual Percentage Rate. Promotional APR applies only to new HELOCs with a maximum loan amount of $150,000 and a maximum loan-to-value (LTV) of 80% Fees and restrictions apply. Promotional APR is fixed for initial 12 months of the term, with a minimum rate of 5.50% APR. On the first calendar day of the 13th month following loan closing date, APR will convert to the variable rate plan as described in the applicable loan documents. Subsequent APR may vary based on the index rate, plus a margin. Index rate is based on the Prime Rate as published in the Wall Street Journal. For Example, On March 24, 2023, that index was 8.00%; resulting APR with a 0.25% margin is 8.25%. APR will never exceed 18.00%. "As low as" rate assumes excellent borrower credit history, loan amount of $75,000 or more, and 60% or less Loan-to-Value. Alternative rates and terms are available. Your actual margins, rates, and APRs are dependent on credit history, type of product, loan term and loan-to-value (LTV), occupancy and type of collateral. This credit line has a 5-year draw period. Minimum monthly payment will be calculated based on principal, applicable fees, and interest amortized over a 10-year repayment term. NMLS ID #507563.
