CD Rates

October 3, 2022



December 30, 2022

All SunWest Branches

Earn 2.02% APY for 6 months (new money only*)

You’ve got a lot of plans for your future, and you need your money to be spinning on the same track as you. Turn those copper pennies into gold with the best credit union CD rates Arizona has to offer! For whatever your savings goals are, SunWest Credit Union has been making them happen for 85 years, and we’ll continue to help you make life certified gold.

Need a little more information before signing the deal? We’ve laid out some of the most frequently asked questions about CDs to help you decide if this is the right investment to build a dream on.

The Needle Drop

The word investment is like a good song. It brings out very different reactions in people. From the risk-taking stock market gamblers to the frugal penny-pinching savers, everyone has a take on the best method for turning a Washington into a Franklin. The one thing everyone can agree on, though, is that the higher the rate, the higher the return. 

High dividend rates, however, usually come from sticking your neck out on the line and risking it all, and not everyone has the luxury of the gamble. Your future financial success depends on the money-making decisions you make at every stage of life, and we can help you achieve the high goals you’ve set for yourself without risking everything.

With a SunWest Credit Union CD, you get a guaranteed return at a steady beat without bargaining your soul. You choose how much money you’re willing to set aside in your certificate of deposit savings, and over a 6-month term, we’ll bring it into its very own Golden Age.

What is a CD?

CD is an abbreviation of the term “Certificate of Deposit”. A Certificate of Deposit is a type of savings account where you deposit a specified amount of money for a certain amount of time, or “term” as we call it in the biz. 

What’s the benefit of a CD?

Certificates of Deposit are considered an investment because they earn higher dividend rates than a normal savings account, making you money on top of your money.

What makes this promotion unique?

You are receiving a high dividend rate for a short term. This is opposite of how CDs usually work. Certificates of Deposit typically base the rate you earn on the term you choose. The higher the term, the higher the earning rate.

Why does a CD earn more for longer terms?

Credit unions offer CDs as a mutually beneficial deal for them and their members. The more money a financial institution has on deposit, the more they can lend. The more they can lend, the more money they can make. Since credit unions are not-for-profit organizations, they reinvest their profits right back into their membership by improving services offered. You get the benefit of these services for less than you would at a for-profit bank, as well as a higher return on your deposit for keeping the money in the account for an extended period of time.

Life Could be a Dream

For all those plans you have playing on max volume in your head, an Arizona CD with SunWest Credit Union can help bring them to life as a beautiful symphony. Invest in yourself with a 6-month CD and earn 2.02% APY. Visit any of our locations to open your CD today!

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*APY = Annual Percentage Yield. Rates and terms shown require a minimum deposit of $500.00 per certificate. Dividend rate for 6-month CD= 2.00%, APY = 2.02%. Rates and terms are subject to change without notice. Offers valid for new money only; current deposits are not eligible. Penalties apply for early withdrawal. See share certificate agreement for complete details. Deposit Account federally insured by the NCUA up to $250,000 per individual.

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