To some, this statement may seem incredibly immature or irresponsible. To others, it may hit close to home. Truth is, my head was usually occupied by which concert would be my next or which fictional world I should spend the day wandering the pages of. I had no idea how loans worked or what having a bad credit score meant, and I sincerely didn’t care. I knew how to deposit and withdraw money in my checking account, and I had heard my parents talk about saving at some point or another, but I wasn’t actually paying attention. My experience in financial education was what you would call lacking. Isn’t that the problem with most of adult life? You need experience to be successful, but you’re not shown how to get it. My siblings unwittingly became my teachers. As the youngest of the four, I watched them make a lot of – I don’t want to say wrong, but – definitely not right decisions, which always left them broke and begging our mom to “borrow” money that would never be returned. So I typically did the exact opposite. Now it’s my turn to be the older sibling and share what I’ve learned, stumbles and all.
Developing positive saving and budgeting skills will have a major impact on your financial journey. These tips will help you handle life’s necessities and give you the freedom to enjoy life without constant worry of how to afford it.
Don’t let thoughts of the future overwhelm you. Start now, and even little steps will take you far in the long run!
Learn the credit skills you need in order to get your credit score on the leaderboard. Healthy credit means healthy finance with lower interest rates, better deals on loans and potentially even other services you use every day. Don’t wait to build credit until you need it. Be proactive to win the credit game!
Our Journey Accounts help guide you in the right direction toward your financial goals, no matter where you're headed.
We know you're dealing with a lot during this tumultuous time of your life – whether you're studying for finals, dealing with endless work hours, or trying to connect to reliable wifi abroad, we have your back. We'll make sure to send you off on the right path with advanced savings and loan options to build your credit, not to mention resources to help you learn all about managing your money.
