Start with your budget. Creating a simple monthly necessities budget tells you how much you can realistically afford to save. Stick to the habit, increasing the amount whenever you can. Get started with your free budgeting tool on MoneyEdu with registration code SWSAVE23.
Sunwest credit union savings accounts
Your dream life awaits. We can help you get there with a savings account from SunWest Credit Union.
Features you can appreciate
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Primary savings
Building the life you love doesn’t have to be an intimidating process. You also don’t need to have your entire life figured out before you reach your 30s, and you certainly don’t have to do it alone. Take the first step towards financial freedom with a variety of banking services, savings accounts, comprehensive financial education, and real people who care about your future.
As part owner of your local SunWest credit union, you hold the key to success and only you can write your story. Don’t wait until you’re buried somewhere deep beneath everyday life before you reach out and ask for help. After all, we are the best partners in crime you could ask for and SunWest Credit Union is here to make sure you thrive financially.
Primary Savings
Account
A savings account with SunWest Credit Union is the gateway you need to tap into your potential as a part owner. All SunWest members begin with basic savings accounts that earn dividends, which is similar to the annual percentage yield. you would earn with a bank. Once you have established this basic savings account with us, you have the opportunity to open as many savings accounts as your heart desires. The best part? All of your accounts are conveniently linked to your main savings account and don’t require a minimum balance to keep them open.
Own it
As a member, you own a share of SunWest Credit Union with your minimum deposit of $5, and you’ll start earning dividends on your shares immediately.*
Make money moves
Electronically withdraw and/or transfer your money up to 6 times per month. If you reach the max, just visit one of our credit unions to complete your transactions. This limit resets the first of every month.
Split it
If you want to prevent yourself from giving into temptation, you can split your direct deposits between your checking account and savings accounts.
Set up a safety net
Set up your savings account to be a safety net instead! If you don’t have enough money on your debit card, Primary Savings can have your back until you’re able to move funds into your checking account.
okay okay, i know i need to save
But where do I start?
how much should I be saving?
Financial stability is defined differently in each phase of our lives. The best way to set yourself up for success is to look at where you are, where you want to go, and how much you can afford to put aside to get there. Set realistic goals that you can achieve–don’t try to bite off more than you can chew, but don’t sell yourself short either.
Have that truthful conversation with yourself about what you can afford, and remember that it’s as important to tell yourself when it’s too much as it is to say when it’s not enough. Set yourself up to achieve your savings goals, and then push yourself harder when it makes sense for your financial journey.
Create your own savings strategy
Check out our Ask SunWest Savings video series for more tips and techniques to get your savings where you want it to be.
Holiday Savings
Being broke around gift exchange season is no fun, and it’s not necessary. Let SunWest Credit Union help give you the winter wonderland of your dreams with a little preparation
Open with a minimum balance $0.01
to keep those sugar plum fairies dancing.
access through online and mobile banking
so you can view online savings accounts and transfer balances at your convenience.
Own it
As a member, you own a share of SunWest Credit Union with your minimum deposit of $5, and you’ll start earning dividends on your shares immediately.*
Secondary savings
Have you ever wondered how your coworker who makes the same as you is able to run off to the beach every few months or so? It’s possible they received an inheritance or won the lottery. Maybe one of their trips was to Vegas, and they risked everything on a winning hand of Texas Hold’em. However, the more probable answer is that they saved up for it.
Prepare for specific goals
Members of SunWest Credit Union use these savings accounts for a lot of reasons.
Secondary savings accounts are a simple solution to keeping money you designate for specific purposes separate from your spending money.
Secondary savings account features:
Save every cent
Open a SunWest Credit Union savings account with a minimum deposit of only $0.01.
Name it
Name your Secondary Savings through your online savings accounts to keep track of which funds go to what.
Make more money moves
You can electronically withdraw and/or transfer your money in your online account up to 6 times per month. If you reach the max, just visit one of our credit unions to complete your transactions. This limit resets the first of every month.
Even more savings
Members can open multiple Secondary Savings Accounts.
How do I open a savings account?
We can't wait to help you start your savings journey at SunWest Credit Union! Visit one of our credit unions nearest you and we'll get you all set up. Online savings account setup feature coming soon!
Youth savings account
Saving money is not for the faint of heart. You know it’s tough. We know it’s tough. That’s why we’ve created youth savings accounts specific to meet your child, teen, or young adult where they are along their financial journey. Our best savings accounts to instill healthy habits early on and watch your progeny blossom into a financially savvy adult.
Future founders
Take your teen’s finances to the next level with a Future Funders youth account from SunWest Credit Union.
* Keeping a savings share account open with a minimum balance of $5.00 at all times is a requirement to being a member at SunWest Credit Union. Withdrawals and certain transfers from share accounts are limited by a Federal Regulation to 6 withdrawals per month. SunWest is an Arizona federal credit union with savings backed by the National Credit Union Administration to at least $250,000.
