Select a category below to browse our current rates.
Auto loan rates
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score
New + used
(model years 2020 + newer)
36 months
5.62%
$30.25
48 months
5.98%
$23.48
60 months
6.34%
$19.49
72 months**
6.59%
$16.85
84 months***
6.84%
$15.01
*APR = Annual Percentage Rate
**For Loans Exceeding $12,000
***For Loans Exceeding $25,000
Used
(model years 2019 + older)
36 months
6.08%
$30.46
48 months
6.47%
$23.70
60 months**
6.87%
$19.74
72 months***
7.14%
$17.12
84 months****
7.41%
$15.29
*APR = Annual Percentage Rate
**For Loans Exceeding $10,000
***For Loans Exceeding $12,000
****For Loans Exceeding $25,000
auto loan rates as of December 16, 2022
Certificate of deposit rates
The Certificate of Deposit Dividend Rate and Annual Percentage Yield (APY) as set forth below, are fixed rates and will be in effect for the term of the account. Dividend paid monthly. A penalty may be imposed for early withdrawal.
6 Month, 182 Day
1.41%
1.40%
12 Month, 365 Day
1.51%
1.50%
24 Month, 730 Day
1.61%
1.60%
36 Month, 1095 Day
1.87%
1.85%
60 Month, 1825 Day
1.97%
1.95%
6 Month, 182 Day
1.41%
1.40%
12 Month, 365 Day
1.51%
1.50%
24 Month, 730 Day
1.61%
1.60%
36 Month, 1095 Day
1.87%
1.85%
60 Month, 1825 Day
1.97%
1.95%
6 Month, 182 Day
1.41%
1.40%
12 Month, 365 Day
1.51%
1.50%
24 Month, 730 Day
1.61%
1.60%
36 Month, 1095 Day
1.87%
1.85%
60 Month, 1825 Day
1.97%
1.95%
6 Month, 182 Day
1.41%
1.40%
12 Month, 365 Day
1.51%
1.50%
24 Month, 730 Day
1.61%
1.60%
36 Month, 1095 Day
1.87%
1.85%
60 Month, 1825 Day
1.97%
1.95%
6 Month, 182 Day
1.41%
1.40%
12 Month, 365 Day
1.51%
1.50%
24 Month, 730 Day
1.61%
1.60%
36 Month, 1095 Day
1.92%
1.90%
60 Month, 1825 Day
2.02%
2.00%
certificate rates as of October 24, 2022
Credit card rates
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score
*APR = Annual Percentage Rate.
**Rates as low as 9.99% APR.
credit card rates as of july 5, 2022
Home loan rates
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score.
First mortgage refinance
80% Max LTV* refinance to $416,00.00. Terms include 120 months, 180 months, 240 months, 360 months.
Check with the lending department for current rates.
up to 80% LTV**
up to 180 months
5.49%
$8.17
up to 70% LTV**
up to 180 months
5.49%
$8.17
up to 60% LTV**
up to 180 months
5.49%
$8.17
up to 50% LTV**
up to 180 months
5.49%
$8.17
*APR = Annual Percentage Rate.
**Loan to Value less any encumbrances.
*** Up to $150,000
Open-end heloc
(home equity line of credit)
Open End (HELOC)
Revolving up to 80% LTV**, up to $150,000
60 month draw period; 120 month amortization
Variable Rates- Subject to Change (1% every 6 month maximum and 2% per year maximum)
Prime Rate per Wall Street Journal
Minimum 7.00%
*APR = Annual Percentage Rate.
**Loan to Value less any encumbrances.
credit card rates as of july 5, 2022
Motorcyle + utv loan rates
Includes: Motorcycle, Scooter, Side x Side, Spider, Slingshot, + Dirt Bike.
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score.
New + used
(model years 2021 + newer)
36 months
5.69%
$30.28
48 months
5.99%
$23.48
60 months
6.24%
$19.44
72 months**
6.49%
$16.81
84 months***
6.69%
$14.94
*APR = Annual Percentage Rate
**For Loans Exceeding $12,000
***For Loans Exceeding $25,000
Used
(model years 2015 to 2020)
36 months
6.14%
$30.49
48 months
6.44%
$23.69
60 months
6.74%
$19.68
72 months**
6.99%
$17.04
*APR = Annual Percentage Rate.
**For Loans Exceeding $12,000
motorcycle + utv loan rates as of November 10, 2022
Personal loan rate
(fixed)
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score
up to 60 months
9.90%
$21.20
*APR = Annual Percentage Rate
Recreational vehicle loan rates
Includes: Motorhome, 5th Wheel, Travel Trailer, Toy Haulers, Cab-Over Camper, and Pop-Up Camper.
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score.
New + used
(model years 2021 + newer)
60 months
6.50%
$19.57
72 months**
7.00%
$17.05
84 months***
7.50%
$15.34
120 months****
8.00%
$12.13
*APR = Annual Percentage Rate.
**For Loans Exceeding $10,000
***For Loans Exceeding $15,000
****For Loans Exceeding $25,000
Used
(model years 2019 + older)
60 months
7.00%
$19.80
72 months**
7.50%
$17.29
84 months***
8.00%
$15.59
120 months****
8.50%
$12.40
*APR = Annual Percentage Rate.
**For Loans Exceeding $10,000
***For Loans Exceeding $15,000
****For Loans Exceeding $25,000.
recreational vehicle loan rates as of November 10, 2022
Savings rates
The Variable Dividend Rate and Annual Percentage Yield (APY) as set forth below, are subject to change without notice and are prospective rates as of the date shown below.
Primary Savings Account*
0.01%
0.01%
Sub-Accounts
0.01%
0.01%
Holiday Savings Account
0.01%
0.01%
Free Checking Account
0.00%
0.00%
Premier Checking Account**
0.05%
0.05%
Money Market***
$1,000.00 to $9,999.99
0.35%
0.35%
$10,000.00 to $24,999.99
0.40%
0.40%
$25,000.00 to $49,999.99
0.45%
0.45%
$50,000.00 to $99,999.99
0.55%
0.55%
$100,000.00 to $249,999.99
0.70%
0.70%
$250,000+
0.90%
0.90%
IRA Account (Traditional + Roth)
0.25%
0.25%
*$5 minimum to earn dividends
**$1,000 minimum to earn dividends
**$1,000 minimum to earn dividends
savings rates as of October 24, 2022
Secured loan rates
The Variable Dividend Rate and Annual Percentage Yield (APY) as set forth below, are subject to change without notice and are prospective rates as of the date shown below.
MasterCard® (share secured)
100% of Shares on deposit
Revolving
7.90%
Credit Union Shares
100% of Shares on deposit
24 months maximum
2%
above dividend rate
Certificates
100% of Certificate amount
Certificate maturity date
2%
above dividend rate
Credit Builder Certificates
100% of Certificate amount
Certificate maturity date
2%
above dividend rate
*APR = Annual Percentage Rate.
secured loan rates as of january 1, 2020
Watercraft + ATV loan rates
New + used
(model years 2020 + newer)
60 months
6.50%
$19.57
72 months**
7.00%
$17.05
84 months***
7.50%
$15.34
120 months****
8.00%
$12.13
*APR = Annual Percentage Rate.
**For Loans Exceeding $10,000
***For Loans Exceeding $15,000
****For Loans Exceeding $25,000
Rates and terms subject to change at any time.
Used
(model years 2011 to 2020)
60 months
7.00%
$19.80
72 months**
7.50%
$17.29
84 months***
8.00%
$15.59
120 months****
8.50%
$12.40
*APR = Annual Percentage Rate
**For Loans Exceeding $10,000
***For Loans Exceeding $12,000
****For Loans Exceeding $25,000
watercraft + atv loan rates as of November 10, 2022.
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