Sunwest Credit Union money market accounts

Your money should work for you. Now it can with a Money Market account in Arizona from SunWest Credit Union.

Features you can appreciate

check mark icon
Lorem ipsum dolor sit
check mark icon
Lorem ipsum dolor sit
check mark icon
Lorem ipsum dolor sit
check mark icon
Lorem ipsum dolor sit
check mark icon
Lorem ipsum dolor sit
check mark icon
Lorem ipsum dolor sit
A smiling young man carries his laughing fiancé on his back as they walk on a path surrounded by cacti and succulents
a happy family of four prepares an avocado toast breakfast on a large kitchen island

Peace of mind

Rainy day funds, beautiful weddings, and once in a lifetime getaways aren’t reserved for the rich and famous. You don’t have to have a million bucks burning a hole in your pocket in order to bring your visions to life. Everyone deserves to experience the finer things and SunWest is ready to help take your savings game to the next level with a money market account so you can do you.

A Money Market account from SunWest Credit Union might be exactly what you need to put your mind at ease and invest with confidence. Now, we may not hand out report cards here, but we don’t think you need another piece of paper taking up space in your junk drawer. Instead, we provide the tools and resources you need to earn that coveted (albeit intangible) A+ for being a savvy investor.

What is a money market account?

Not only do a Money Market accounts offer a higher dividend rate than your typical savings account or checking account, but it will also never suffer a market crash. You won’t lose a dime of your hard-earned money and you won’t have to worry about the volatile market conditions we have seen in the past.

The best news though is that your favorite Arizona credit union isn’t going to leave you high and dry when it comes to making smart money moves. We want you to live your best life, and you can’t do that without a solid plan to save for your American dream.

two ladies sip tea and navigate tablet screen together

Zero risk

Congrats-–you’re climbing your way to the top of the mountain without even breaking out your hiking boots. Zero economic risk allows you to safely earn a higher return while keeping money market funds liquid in case your financial situation changes and you need a quick withdrawal.

Bigger savings

Although a Money Market account does require a minimum balance of $1000, you can earn dividends at tiered annual percentage yield rates. This means you can get a jumpstart on earning while you're still building up your account.

Automated earnings

Our Money Market accounts have variable APY* rates that automatically adjust based on the market. When the rates decrease, you don’t lose anything you put in; when they increase, you start benefiting without lifting a finger.

Worry-free withdrawals

With 3 free withdrawals per month, you have stress-free access to your money market when you need it. There is no monthly service fee but once you hit 3 withdrawals, there's a $5 fee for each subsequent withdrawal. This number of withdrawals resets on the 1st of each month.

Here's to the future

You deserve all the luxuries that life has to offer without the headaches. Let us build a savings strategy that empowers you to create the life you never thought was possible.

Stop by a SunWest branch to open your Money Market savings account today if you’re ready to take your savings to the next level. Additional features include:

  • no monthly service fee
  • competitive rates
  • deposits are federally insured by the ncua
a father holds his toddler son's hands while he kicks a soccer ball with joy

What's your priority?

Choose from the benefits and discover the savings account made just for you:
I am looking to build a short-term savings strategy that provides immediate access to my funds.
I am okay with a lower dividend if it means I can transfer or withdraw money as soon as I need it.
Your Result: Savings

Our Savings account lets you slowly earn interest while maintaining full access to your money whenever you need it.

I am looking to build a mod-termsavings strategy that provides easy access to my funds. I can plan ahead for accessibility needs and really just want to earn higher dividends than I would with a regular savings. I am not at a point where I can set aside money for a predetermined amount of time with no plans to withdraw funds.
Your Result: Money Market

Our Money Market account helps you earn dividends more aggressively than in our traditional Savings while still maintaining access to your money when you plan ahead.

I am ready to build a long-term savings strategy and have the ability to set aside funds for a long period of time. I don’t need to withdraw the funds and want a high return on my investment. I am also looking for more options in regards to interest rates and length of deposit period.
Your Result: Certificate of deposit

Our Certificate of Deposit (CD) accounts allow flexible and aggressive earning with a variety of term lengths.

I am ready to plan for life after my career and have the ability to set aside funds for a long period of time. I don’t need to withdraw the funds and want a high return on my investment. I am also looking for more options in regards to interest rates and length of deposit period.
Your Result: IRA

Our IRA account helps you set aside tax-free money so you can save for a comfortable retirement.

Savings accounts
comparison chart

Traditional Savings

Best for...
short-term savings
easiest access
lowest dividends
includes part-ownership
Discover Traditional savings

Money market account

Best for...
Mid-term savings
easy access with planning
medium dividends
includes part-ownership
discover Money market account

Certificate Account

Best for...
Long-term savings
limited access
High dividends
Best return based on access level
Discover Certificate account

IRA Account

Best for...
Long-term savings
limited access
highest dividends long-term
tax advantages, best for retirement
Discover IRA account

Own your financial journey

You’re on your way to financial freedom but wait, there’s more! If you’re anything like us, you want to know everything you can about planning for success.

We respect your ambition and we support the hustle. Visit MoneyEdu or Ask SunWest to learn more about traditional savings accounts, Money Market accounts, and other ways to improve your financial health. Go on. Be the financial champion you were meant to be.

dad and daughter back of car

money market

Your money should work for you. Invest confidently in yourself with an Arizona Money Market account from SunWest Credit Union.

features you can appreciate

DIRECT DEPOSIT
overdraft protection
mobile banking
zelle + mobile wallet

boost your savings

You don’t have to have a million bucks burning a hole in your pocket in order to bring your visions to life. If you’re not quite ready for long-term, risky investments, a money-boosting SunWest Money Market might be exactly what you need. Take your savings game to the next level with an Arizona money market savings account to make your vision reality.

zero risk

You’re climbing your way to the top of the savings mountain. Zero economic risk allows you to safely earn a higher return while keeping money liquid for easy access.

bigger savings

Our tiered APY* rates get higher the more you deposit and start at a minimum balance of $1000. Start low, build high, and earn all along the way.

automated earnings

Money markets have variable rates that adjust based on the market. You never lose a cent if rates decrease, and when they increase, you earn more without lifting a finger.

worry-free withdrawals

With 3 free withdrawals per month, you have flexible access to your money when you need it. Subsequent withdrawals are $5 each until the month resets.

here's to the
future

You deserve all the luxuries that life has to offer without the headaches. Let’s build a savings strategy that empowers you to create the life you know is possible. Stop by a SunWest branch to open your Money Market today, and take your savings to the next level.

time to measure up

Don’t panic if you haven’t made up your mind just yet. Your financial health is a relationship best nurtured when you’re armed with the information to empower you to make educated decisions. After all, your journey is unique. Only you can determine what feels right.

Choose from the benefits below to discover the savings account made just for you:

I am looking to build a short-term savings strategy

that provides immediate access to my funds. I am okay with a lower dividend if it means I can transfer or withdraw money as soon as I need it.

your result: money market

Our Money Market helps you earn dividends more aggressively than in our traditional Savings while still maintaining access to your money when you plan ahead.

compare savings

secured credit card

credit builder

savings secured

cd secured

Interest rate
7.90% variable rate
2% + current CD term dividend rate
2% + current Savings dividend rate
2% + current CD term dividend rate
available terms
revolving line of credit with no maturity date. closed anytime upon member request.
6 months

12 months

24 months
6 months

12 months

24 months
6 months

12 months

24 months

36 months

60 months
minimum deposit
$500
$0 deposit required
$500
$500
fees
interest
$25 + interest
interest
interest
payment
3% of your balance with a minimum dollar amount of $20
fixed monthly amount of about $85
fixed monthly amount
fixed monthly payment
best if...
...you want to be able to use up to your deposit amount whenever you need to with the convenient access of a card.
...you don’t have a large cash deposit. 
...you want funds to become available each month.
...you want a lump sum available once the term ends, want a longer term, or you want to use funds from an existing CD.

*APR = Annual Percentage Rate. See a representative for details.
**Please keep in mind we always pull credit for any new member as part of our identity verification process.

secured credit card

interest rate
7.90% variable rate
available terms
revolving line of credit with no maturity date. closed anytime upon member request.
minimum deposit
$500
fees
interest
payment
3% of your balance with a minimum dollar amount of $20
best if...
...you want to be able to use up to your deposit amount whenever you need to with the convenient access of a card.

credit builder

interest rate
2% + current CD term dividend rate
available terms
6 months
12 months
24 months
minimum deposit
$0 deposit required
fees
$25 + interest
payment
fixed monthly amount of about $85
best if...
...you don’t have a large cash deposit. 

savings secured

interest rate
2% + current Savings dividend rate
available terms
6 months
12 months
24 months
minimum deposit
$500
fees
interest
payment
fixed monthly amount
best if...
...you want funds to become available each month.

cd secured

interest rate
2% + current CD term dividend rate
available terms
6 months
12 months
24 months
36 months
60 months
minimum deposit
$500
fees
interest
payment
fixed monthly amount
best if...
...you want a lump sum available once the term ends, want a longer term, or you want to use funds from an existing CD.

*APR = Annual Percentage Rate. See a representative for details.
**Please keep in mind we always pull credit for any new member as part of our identity verification process.

own your
financial journey

You’re on your way to financial freedom but wait, there’s more! If you’re anything like us, you want to know everything you can about planning for success. We respect your ambition and we support the hustle. Visit MoneyEdu or Ask SunWest to learn more about traditional savings accounts, money market accounts, and other ways to improve your financial health. Go on. Be the financial champion you were meant to be.

Money Market FAQ

what is a money market account?
what are money market rates based on?
are money markets safe?

This would be fine print. You need a free checking account that has your best interests at heart, 24/7 and puts the control in your hands. There’s a financial institution on every corner willing to take advantage of your blood, sweat, and tears, but at SunWest, we know financial freedom comes from you calling the shots without being nickel and dimed.

fresh from the blog