Enjoy the now

We offer three different credit card options so you can relax and enjoy the moment – no matter what surprise or planned purchases you make.

Features you can appreciate

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smiling man with beard getting his hair cut by a barber in an industrial-style barbershop

Keeping it classic

Classic is a vibe that says, “There is a beauty in simplicity.”At SunWest, we want you to have all the diamond-encrusted luxury your heart desires, but not everyone’s heart beats for the glitter and gold.

Our Classic Mastercard® Credit Card provides the security of revolving credit whenever you need it, combined with the low interest rate you would expect from your community financial institution.

The features you need:

Going Classic is also the perfect way to announce yourself to the world of credit and wade the waters while you continue to build up your profile.

If you’re just starting on your credit journey, you can also check out our Secured Credit Cards to see which option is best for you.

Our Branch Representatives can chat with you one-on-one to break down the options and help you see which style fits you best.

$0 annual fee

With our Classic Mastercard® Credit Card, you never have to pay to play. We don't charge an annual fee, so your money stays yours.

go low

Confidently use your available credit when the time is right for you. Pay your full balance before you start accruing interest, or finance out large purchases with a low monthly payment.

stress less + less

A lower rate of 14.90% APR* equals less stress and more money in your pocket.

mobile wallet

Add your SunWest Classic Mastercard® credit card to your Mobile Wallet for quick and easy purchases.

transfer away

Move over balances from high-interest credit cards and personal loans to knock out those balances quicker.

Make a loan payment

Transfer money between accounts

withdraw cash

Check balances and recent account history

Make Deposits

Get started on the classic credit track

It’s time to answer the call and transform your dreams into reality. Get started today with a Certificate of Deposit from SunWest Credit Union.

Stop by your nearest branch or give us a call to chat more about your future.

designed just for you

The one-size-fits-all approach does not work when it comes to credit cards. We created our credit card options with you in mind, making sure you have options that are truly suited to your needs.

features you can appreciate

DIRECT DEPOSIT
overdraft protection
mobile banking
zelle + mobile wallet

choice is
a beautiful thing

classic

Announce yourself to the world of credit and wade the waters while you build up your profile.

rewards

The card that rewards you with a high limit, low rate, and points for purchases you make every day.

secured

Build your score from the bottom up. Remove the risk when you secure your limit with your own money.

care to compare?

If you’re not sure which credit card fits your credit needs, check it out. We did the heavy lifting for you. Choosing the right card shouldn’t be hard. Haha we rhymed. Awesome.

rewards

classic

secured

APR* as low as
9.99
14.90
7.90
Variable or Fixed Rate
Variable
Fixed
Fixed
Annual Fee
$0
$0
$0
Cash Advance Fee
3% of cash advance amount or $10, whichever is greater
$0
$0
Balance Transfer Fee
5% of balance transfer amount or $10, whichever is greater
$0
$0
Mobile Wallet
Yes
Yes
Yes
Tap-to-Pay
Yes
No
Yes
Credit Check
Yes
Yes
No**

*Annual Percentage Rate. Rates subject to change at SunWest discretion.
**Credit check on SunWest Secured Credit Card waived for current members whose credit was pulled previously as part of our
verification process when opening a new account.

rewards

APR* as low as
9.99
Variable or Fixed Rate
Variable
Annual Fee
$0
Cash Advance Fee
3% of cash advance amount or $10, whichever is greater
Balance Transfer Fee
5% of balance transfer amount or $10, whichever is greater
Mobile Wallet
Yes
Tap-to-Pay
Yes
Credit Check
Yes

classic

APR* as low as
14.90
Variable or Fixed Rate
Fixed
Annual Fee
$0
Cash Advance Fee
$0
Balance Transfer Fee
$0
Mobile Wallet
Yes
Tap-to-Pay
No
Credit Check
Yes

secured

APR* as low as
7.90
Variable or Fixed Rate
Fixed
Annual Fee
$0
Cash Advance Fee
$0
Balance Transfer Fee
$0
Mobile Wallet
Yes
Tap-to-Pay
No
Credit Check
No**

for the one
who loves to be rewarded

Our SunWest Rewards MasterCard® rewards you for all of your purchases, big or small.

Gas? Pump it + fill up with rewards.
Groceries? Swipe it + savor rewards.Travel?
Book it + fly high on rewards.

for the one who is classic through and through

Our SunWest Classic Mastercard® gives you control to pace yourself with lower limits while you keep building your credit or if you’re just looking to maintain your credit.

for the one who wants to secure their credit

Our SunWest Secured Mastercard® is the card for all those starting out on their credit journey or needing a little help rebuilding it.

can i get a credit card without credit experience?
what do i do if my card expires?
can i get a cash advance from my credit card?
can i get a credit card same-day?
how do i get a new credit card if mine is lost?
can i use my credit card out of the country?
what’s the difference between a credit and debit card?
how can i dispute a charge on my credit card?
can i get the same credit card number reissued?
can i get the same credit card number reissued?

found your credit card soulmate?

Let’s get it on its way to your wallet.