Vehicle Loans


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Effective January 2, 2015
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score

Automobile Loans

New & Used Automobiles (2013 & newer model years)
100% of purchase price plus tax, license, and extended warranty(OAC). Not to exceed Retail Blue Book.
Term Annual Percentage Rate (as low as) Payment Per $1,000 Borrowed
36 months 2.74% $28.97
48 months 2.89% $22.09
60 months 2.99% $17.96
72 months* 3.39% $15.37
84 months** 3.99% $13.66

*For Loans Exceeding $12,000; **For Loans Exceeding $25,000

Used Automobiles (2012 & older model years)
Not to exceed retail Blue Book for purchases. Not to exceed wholesale Blue Book for non-purchase(OAC).
Term Annual Percentage Rate (as low as) Payment Per $1,000 Borrowed
36 months 2.74% $28.97
48 months 3.09% $22.17
60 months* 3.39% $18.14
72 months** 3.59% $15.46

*For Loans Exceeding $10,000; **For Loans Exceeding $12,000

Note: Autos with verifiable value or loan balance in excess of $2,500 require full coverage insurance and we will be required to force place insurance, if applicable.

Salvaged and/or reconstructed titled vehicles are not eligible for financing.

Motorcycle Loans

New & Used Motorcycles (2014 & newer model years)
100% of MSRP / Retail plus tax, license, and extended warranty (OAC). Not to exceed 110%.
Term Annual Percentage Rate (as low as) Payment Per $1,000 Borrowed
36 months 3.99% $29.52
48 months 4.49% $22.80
60 months 4.74% $18.75
72 months* 5.49% $16.10
84 months** 5.49% $14.37

 *For Loans Exceeding $12,000; **For Loans Exceeding $15,000

Used Motorcycles (2008 to 2013 model years)
Not to exceed N.A.D.A retail value for purchases. Not to exceed wholesale Blue Book for non-purchase(OAC).
Term Annual Percentage Rate (as low as) Payment Per $1,000 Borrowed
36 months 4.74% $29.85
48 months 5.24% $23.14
60 months 5.49% $19.10
72 months* 5.99% $16.57

*For Loans Exceeding $12,000

Note: Motorcycles with verifiable value or loan balance in excess of $2,500 require full coverage insurance and we will be required to force place insurance, if applicable.

Salvaged and/or reconstructed titled vehicles are not eligible for financing.

Recreational Vehicle and Equipment Loans

New (2014 & newer model years)
Up to 90% of purchase price - may include tax, license, GAP, and extended warranty (oac)
Term Annual Percentage Rate (as low as) Payment Per $1,000 Borrowed
84 months 5.00% $14.13
120* months 5.50% $10.85
144** months 6.00% $9.76
180*** months 6.50% $8.71

*For Loans Exceeding $10,000; **For Loans Exceeding $15,000; ***For Loans Exceeding $25,000

Used (2013 & older model years)
Purchase - Up to 90% of retail value - may include tax, license, GAP, and extended warranty (oac)
Non-Purchase - Up to 90% of wholesale value - may include tax, license, GAP, and extended warranty (oac)
Term Annual Percentage Rate (as low as) Payment Per $1,000 Borrowed
84 months 5.50% $14.37
120* months 6.00% $11.10
144** months 6.50% $10.02
180*** months 7.00% $8.99

*For Loans Exceeding $10,000; **For Loans Exceeding $15,000; ***For Loans Exceeding $25,000

Note: The definition of recreational vehicles includes but is not limited to travel trailers, motor homes, Boats/Motors/Trailers, Jet skis, Campers, ATVs, and Quads.

Salvaged and/or reconstructed titled vehicles are not eligible for financing.