Share Certificates


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The Share Certificate Dividend Rate and Annual Percentage Yield (APY) as set forth below, are fixed rates and will be in effect for the term of the account. Dividend paid monthly. A penalty may be imposed for early withdrawal.

Share Certificate Rates as of February 19, 2015

Share Certificates ($500.00 to $9,999.99)
Term APY Dividend Rates
6 Month, 182 Day 0.15% 0.15%
12 Month, 365 Day 0.25% 0.25%
24 Month, 730 Day 0.65% 0.65%
36 Month, 1095 Day 1.00% 1.00%
48 Month, 1460 Day 1.21% 1.20%
60 Month, 1825 Day 1.51% 1.50%

 

Share Certificates ($10,000.00 to $24,999.99)
Term APY Dividend Rates
6 Month, 182 Day 0.15% 0.15%
12 Month, 365 Day 0.25% 0.25%
24 Month, 730 Day 0.65% 0.65%
36 Month, 1095 Day 1.00% 1.00%
48 Month, 1460 Day 1.21% 1.20%
60 Month, 1825 Day 1.51% 1.50%

 

Share Certificates ($25,000.00 to $49,999.99)
Term APY Dividend Rates
6 Month, 182 Day 0.15% 0.15%
12 Month, 365 Day 0.25% 0.25%
24 Month, 730 Day 0.65% 0.65%
36 Month, 1095 Day 1.00% 1.00%
48 Month, 1460 Day 1.21% 1.20%
60 Month, 1825 Day 1.51% 1.50%

 

Share Certificates ($50,000.00 to $99,999.99)
Term APY Dividend Rates
6 Month, 182 Day 0.15% 0.15%
12 Month, 365 Day 0.25% 0.25%
24 Month, 730 Day 0.65% 0.65%
36 Month, 1095 Day 1.00% 1.00%
48 Month, 1460 Day 1.21% 1.20%
60 Month, 1825 Day 1.51% 1.50%

 

Share Certificates ($100,000.00 and up)
Term APY Dividend Rates
6 Month, 182 Day 0.20% 0.20%
12 Month, 365 Day 0.30% 0.30%
24 Month, 730 Day 0.70% 0.70%
36 Month, 1095 Day 1.21% 1.20%
48 Month, 1460 Day 1.36% 1.35%
60 Month, 1825 Day 1.61% 1.60%