Life is full of surprises and sometimes you just need a little extra cash to cover those unexpected expenses. We offer a variety of Secured Loans and are always happy to help you find the right one.
MasterCard (Share Secured)
The SunWest Secured MasterCard is an excellent way to establish a credit history or work on repairing a past credit issue. The card requires a minimum of $500 on deposit to secure a MasterCard Credit Card.
Share Secured Loan
This Secured Loan uses the money in your Share Account as collateral for the loan. There's no credit check and no required qualifications.
Certificate Secured Loan
Similar to Credit Union Shares, this Secured Loan uses the money in your Share Certificate as collateral. There's still no credit check and no required qualifications.
Credit Builder Loan
A credit builder loan is designed to establish a credit history or to begin to re-establish credit history after an issue. With a credit builder loan, you'll make monthly payments and those payments will be deposited into a share certificate. At the conclusion of the loan, you'll have access to that share certificate.