Home Equity Loans

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Non-Variable Rate Home Equity Loan
A home equity loan is the second mortgage after your original loan. This particular loan allows you to borrow against the equity in your home for up to 80% of your home’s value and receive a one-time lump-sum payment at closing. Repayment is at a non-variable rate with a monthly schedule of payments for the life of the loan.

Home Equity Line of Credit
The home equity line of credit is a second mortgage and is available as a VISA Platinum Preferred credit card with a limit of 80% of the value of your home (up to $100,000). HELOC VISA Disclosure

3 Ways to apply