GAP & Vehicle Protection

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Guaranteed Auto Protection (GAP)
Your new car will lose 25% of its value as soon as you drive it off the lot. While that’s something we can’t change, we can help protect you if the unthinkable happens to your vehicle. If your vehicle is stolen and never recovered or totaled in an accident, GAP coverage will pay you the difference between the outstanding balance of your loan and any insurance settlement.

Still looking for more? We've got you covered. Now you can feel at ease with the new Auto Deductible Reimbursement. This includes:

  • Deductible reimbursement up to $500, twice a year, for the first two years of your loan.*
  • Coverage for any auto owned and insured by the primary member listed on the GAP waiver.*
  • GAP also covers up to 90 days of delinquent or skipped payments per loan term.*
  • $1,000** to use when purchasing your replacement vehicle as long as that vehicle is financed through SunWest. This will be made available in the form of a $1,000 credit against the principle of the new loan and will not affect your monthly payment.

For a one-time payment, your new vehicle can be covered with Guaranteed Auto Protection from SunWest and Allied Solutions.

Mechanical Breakdown Protection
Mechanical breakdown protection guards against costly, unexpected repairs to your vehicle wherever you are in the country. Plans also include 24-hour roadside assistance, road hazard protection for your tires, vehicle rental assistance as well as trip interruption benefits.

Save money when you purchase both Mechanical Breakdown Protection and Guaranteed Auto Protection. Learn more about this discount from SunWest and Allied Solutions.

Debt Protection
Debt protection plans help relieve financial pressure in the event of death, disability, or involuntary unemployment. With these plans, your loan balance or monthly payment will be canceled without penalty or added interest to give you peace of mind knowing your credit rating is protected (limitations and restrictions apply).

*Effectie as of April 10, 2014

**New vehicle must be purchased within 90 days of your original GAP claim. Your vehicle GAP claim must be paid out on eligible loans if your vehicle is totaled or stolen and not recovered. See policy for complete details.