Credit Cards


Credit Cards: | SunWest Credit Cards | MasterCard Disclosures | Secured MasterCard Disclosures


If you've ever been frustrated with your credit card, you are not alone. Between high interest rates and all of those fees, it’s too easy to pay way more than you should. Apply for a MasterCard from SunWest and enjoy the worldwide acceptance of MasterCard with the terms only a neighbor can provide.

SunWest MasterCard Comparison
  SunWest Gold MasterCard SunWest MasterCard Typical Bank Issued Credit Card
APR* for Purchases 12.50% 14.90% Up to 22.24%
APR* for Cash Advances 12.50% 14.90% Up to 24.90%
Default APR* 12.50% 14.90% Up to 29.99%
Annual Fee None None Up to $39 per year
Balance Transfer Fee None None Up to 4%
Membership in SunWest Yes Yes No
Additional Benefits Including Purchase Assurance Coverage Yes Yes No
  More Information More Information  

Secured MasterCard
The SunWest Secured MasterCard is an excellent way to establish a credit history or work on repairing a past credit issue. The card requires a minimum of $500 on deposit to secure a MasterCard with a non-variable rate of 7.90% APR*. More information

Home Equity Visa Platinum The VISA Platinum Preferred Credit Card is attached to our Home Equity Line of Credit and secured by a second mortgage on your home. More Information

Credit Card Perks
The SunWest home equity line of credit is tied to a VISA Platinum Preferred credit card with Scorecard Points. Earn one point for every dollar you spend on purchases.

VISA® Travel

Ways to apply

*APR = Annual Percentage Rate