Personal Loan Promo

Personal Loans

Get Your Personal Loan Today

Show 2020 Who's Boss

2020 gave us a run for our money. It made us press pause on too many plans. It tried to steal our joy, but instead, it just fired us up. We're ready to dust ourselves off and get back to work. Rise up with SunWest against the year that tried to crush our dreams and steal our thunder. Get a 7.90% personal loan from SunWest Credit Union and make 2021 your BEST.YEAR.YET.

What is a Personal Loan?

A personal loan is a type of unsecured loan that requires no collateral to obtain approval. It is considered a simple loan and only requires your signature to start enjoying the benefits. Similar to other loans, a personal loan has its advantages:

  • Flexibility: Personal loans are just that—personal. Whatever the reason, a personal loan is multipurpose so it can be applied to many facets of your life.
  • No Collateral Required: These loans are unsecured, which means you don’t have to secure it with your house or car. As a result, there is typically less paperwork and quicker availability. 
  • Fixed Interest Rate: Unlike credit cards, a personal loan is accompanied by a fixed rate at a fixed term. This makes it easier to stick to a budget since you don’t need to worry about skyrocketing rates or a ballooning monthly payment.

Common Uses

The beauty of a personal loan is that they can be used for virtually anything but here are just some of the most common uses:

  • Consolidate high-interest debt like credit cards
  • Emergency expenses like medical bills or replacing a broken appliance
  • Vacations
  • Home renovations & upgrades
  • Dream wedding

How Do I Apply?

Applying for a personal loan is free and straightforward at SunWest. Once the application has been submitted, we will contact you with the next steps. We will then fund the loan by either issuing a check or depositing the funds into your SunWest account.

Can I apply for a loan if I think my credit score is bad?

There are many myths about credit scores. The truth is that a person has different credit scores with different credit bureaus. These scores can fluctuate over time and the maximum score depends on the type of score used. For a basic FICO score, the range is 300-850 with a higher number generally being better. Your score can vary by a number of factors, including your payment history as well as your overall available credit. Your credit score is not the only piece of information used when making a loan decision. In other words, don’t let your fear of bad credit stop you from enjoying the benefits of a SunWest personal loan.

Apply Now

*APR = Annual Percentage Rate. On approved credit. Certain terms, restrictions and conditions apply. Payment of $31.29 for every $1,000 borrowed for new personal loan at 7.90% APR on a 36 month term. Other terms are available and may be limited by balance. Approval based on, but not limited to, an evaluation of applicant credit. Rate subject to change without notice. Offer does not apply to existing loans financed through SunWest Federal Credit Union. Loan cannot be used for post-secondary education. SunWest reserves the right to modify or discontinue this promotion at any time. Contact us at 1-800-533-4133 for full details. Offer ends February 20, 2020. 

 

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