Guaranteed Auto Protection
Guaranteed Auto Protection, or GAP, will pay you the difference between the outstanding balance of your loan and any insurance settlement if your vehicle is stolen and never recovered or totaled in an accident.
Are you still looking for more auto protection? We've got you covered. Now you can feel at ease with the new Auto Deductible Reimbursement. This Auto Deductible Reimbursement includes:
For a one-time payment, your new vehicle can be covered with Guaranteed Auto Protection from SunWest and Allied Solutions.
Mechanical Breakdown Protection
Our mechanical breakdown plan protects you against costly, unexpected repairs to your vehicle wherever you are in the country. They also include 24-hour roadside assistance, road hazard protection for your tires, vehicle rental assistance, as well as trip interruption benefits.
When you purchase both Mechanical Breakdown Protection and Guaranteed Auto Protection (GAP), you save money long-term and make life a little more hassle-free. Learn more about how you can save with this discount here from SunWest and Allied Solutions.
**New vehicle must be purchased within 90 days of your original GAP claim. Your vehicle GAP claim must be paid out on eligible loans if your vehicle is totaled or stolen and not recovered. See policy for complete details.
What is Debt Protection?
Debt protection is a type of plan(s) available to you or a loved one that helps relieve one’s financial pressure in the event of a death, disability, or involuntary unemployment. Your loan balance or monthly payment will be canceled without penalty or added interest to give you peace of mind knowing your credit rating is protected (limitations and restrictions apply). As a member of the SunWest family, we work with you to customize every detail to ensure your financial security.
Debt Protection Plans
Choose from the three plans listed below:
Debt Protection is available for closed-end consumer loans of 120 months or less, credit cards, closed-end home equity loans of 120 months or less.
There are eligibility requirements, conditions, and exclusions that apply to this program. Please contact us for additional details about the Debt Protection program.
Definitions of Coverage
Death - Give your family time to get back on their feet financially. Plans 1, 2, and 3 - cancel loan balance as of date of death up to a maximum of $75,000.
Disability - Help avoid bills piling up as you try to regain your health and earning capacity. Use this benefit as a supplement to any disability coverage you may have at work (which usually only covers 60 percent of pay). Plans 1 and 2 - cancel up to six payments per occurrence with maximum monthly cancellation of $1,000 and a maximum aggregate benefit of $15,000 over the term of the loan per borrower.
Involuntary Unemployment - Ensure that one of your major monthly expenses will be taken care of as you search for new employment. Plan 1 - cancels up to four payments per occurrence with a maximum monthly cancellation of $1,000 and a maximum aggregate benefit of $15,000 over the term of the loan per borrower.